Lawrenceburg Federal Bank

Lawrenceburg, TN
IDRSSD: 834175
Total Assets
$94.21M
Latest filing
Total Deposits
$74.14M
Latest filing
Net Interest Margin
3.75%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

264171432LAWRENCEBURG, TN

Key People

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Locations

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Main Office
Lawrenceburg Federal Bank
118 W Gaines St
Lawrenceburg, TN 38464
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/01/1934FDIC Certificate 42020

Branches (0)

Page 1 of 1
NameAddressCity / State
No branch data available.
Lawrenceburg Federal Bank (Main)118 W Gaines StLawrenceburg, TN

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date10/01/1934
Community BankYes
Ownership TypeMutual
ZIP38464
State and County Number47099
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code42
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameLawrenceburg, TN

Operational Info

Number of Employees14
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitelawrenceburgfederal.com
Data Updated01/30/2026
CERT29186
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$94.21M
Total Deposits$74.14M
Total Liabilities$76.45M
Total Equity Capital$17.76M
Net Income$173.00k
Net Loans and Leases$80.02M
Assets Per Employee ($Millions)$5.89M
Bank Premises and Fixed Assets$785.00k
Cash and Balances due from Depository Institutions$10.53M
Deposits Held in Domestic Offices$74.14M

Key Performance Ratios

Return on Assets (ROA)0.75%
Return on Equity (ROE)3.92%
Net Interest Margin3.75%
Efficiency Ratio67.4%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.08%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets18.848%
Earning Assets to total Assets95.57%

Income and Expense

Total Interest Income$1.38M
Total Noninterest Income$82.00k
Total Interest Expense$549.00k
Total Noninterest Expense$614.00k
Net Interest Income$829.00k
Pre-tax Net Operating Income$279.00k
Provision for Credit Losses$18.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$216.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.31M
Total Liabilities and Capital$94.21M

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Lawrenceburg Federal Bank?
$94.21M as of the latest filing.
How much are Lawrenceburg Federal Bank's total deposits?
$74.14M in total deposits.
Where is Lawrenceburg Federal Bank located?
Lawrenceburg, TN.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
1.
When was it established?
10/01/1934.
What is the Return on Assets (ROA)?
0.75%.
How much are total loans and leases?
$80.02M (latest filing).
What is the total interest income (latest filing)?
$1.38M.