Laona State Bank
Laona, WI
IDRSSD: 178150
Total Assets
$297.05M
Latest filing
Total Deposits
$272.27M
Latest filing
Net Interest Margin
3.12%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091508171LAONA, WI
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Laona State Bank
5308 Beech St
Laona, WI 54541
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1914FDIC Certificate 7414
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Laona State Bank (Main) | 5308 Beech St | Laona, WI |
| CRANDON BRANCH | 600 E Pioneer St | Crandon, WI |
| ARMSTRONG CREEK BRANCH | 497 Us Highway 8 | Armstrong Creek, WI |
| LAKEWOOD BRANCH | 15570 State Highway 32 | Lakewood, WI |
| LAKE AVE BRANCH | 108 N Lake Ave | Crandon, WI |
| WABENO BRANCH | 4519 N Branch St | Wabeno, WI |
| TOWNSEND BRANCH | 17953 Highway 32 | Townsend, WI |
Showing 6 of 6
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Partners Bank of Wisconsin
Marshfield, Wisconsin
→
Assets: $298.50MΔ +0.8%
The Peshtigo National Bank
Peshtigo, Wisconsin
→
Assets: $299.91MΔ +1.3%
Citizens State Bank of Loyal
Loyal, Wisconsin
→
Assets: $304.28MΔ +2.8%
Bay Bank
Green Bay, Wisconsin
→
Assets: $304.37MΔ +2.8%
Collins State Bank
Collins, Wisconsin
→
Assets: $285.73MΔ -3.5%
East Wisconsin Savings Bank
Kaukauna, Wisconsin
→
Assets: $279.66MΔ -5.5%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54541 |
| State and County Number | 55041 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/28/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.LAONASTATEBANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 11601 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $297.05M |
| Total Deposits | $272.27M |
| Total Liabilities | $275.13M |
| Total Equity Capital | $21.91M |
| Net Income | $501.00k |
| Net Loans and Leases | $156.22M |
| Assets Per Employee ($Millions) | $8.25M |
| Bank Premises and Fixed Assets | $1.97M |
| Cash and Balances due from Depository Institutions | $26.58M |
| Deposits Held in Domestic Offices | $272.27M |
Key Performance Ratios
| Return on Assets (ROA) | 0.68% |
| Return on Equity (ROE) | 9.2% |
| Net Interest Margin | 3.12% |
| Efficiency Ratio | 68.25% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.377% |
| Earning Assets to total Assets | 92.58% |
Income and Expense
| Total Interest Income | $3.33M |
| Total Noninterest Income | $86.00k |
| Total Interest Expense | $1.16M |
| Total Noninterest Expense | $1.54M |
| Net Interest Income | $2.17M |
| Pre-tax Net Operating Income | $715.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.64M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.86M |
| Total Liabilities and Capital | $297.05M |
Securities
| Securities | $101.88M |
| Available-for-sale debt securities | $101.55M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $330.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Laona State Bank?
$297.05M as of the latest filing.
How much are Laona State Bank's total deposits?
$272.27M in total deposits.
Where is Laona State Bank located?
Laona, WI.
What is the Net Interest Margin?
3.12%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1914.
What is the Return on Assets (ROA)?
0.68%.
How much are total loans and leases?
$156.22M (latest filing).
What is the total interest income (latest filing)?
$3.33M.