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The Farmers State Bank of Waupaca

Waupaca, WI
IDRSSD: 879747
Total Assets
$265.44M
Latest filing
Total Deposits
$230.47M
Latest filing
Net Interest Margin
4.15%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/11/1911
Community BankYes
Ownership TypeNot Mutual
ZIP54981
State and County Number55135
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees39
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance09/17/1935
Primary Insurance AgencyDIF
Websitewww.fsbwaupaca.com
Data Updated11/14/2025
CERT13033
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$265.44M
Total Deposits$230.47M
Total Liabilities$235.80M
Total Equity Capital$29.64M
Net Income$882.00k
Net Loans and Leases$159.49M
Assets Per Employee ($Millions)$6.64M
Bank Premises and Fixed Assets$2.50M
Cash and Balances due from Depository Institutions$24.99M
Deposits Held in Domestic Offices$230.47M

Key Performance Ratios

Return on Assets (ROA)1.35%
Return on Equity (ROE)12.37%
Net Interest Margin4.15%
Efficiency Ratio64.85%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.165%
Earning Assets to total Assets93.24%

Income and Expense

Total Interest Income$3.30M
Total Noninterest Income$316.00k
Total Interest Expense$788.00k
Total Noninterest Expense$1.84M
Net Interest Income$2.52M
Pre-tax Net Operating Income$994.00k
Provision for Credit Losses$1.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.75M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.33M
Total Liabilities and Capital$265.44M

Securities

Securities$64.81M
Available-for-sale debt securities$64.81M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Farmers State Bank of Waupaca?
$265.44M as of the latest filing.
How much are The Farmers State Bank of Waupaca's total deposits?
$230.47M in total deposits.
Where is The Farmers State Bank of Waupaca located?
Waupaca, WI.
What is the Net Interest Margin?
4.15%.
How many domestic offices does it operate?
3.
When was it established?
01/11/1911.
What is the Return on Assets (ROA)?
1.35%.
How much are total loans and leases?
$159.49M (latest filing).
What is the total interest income (latest filing)?
$3.30M.