The Farmers State Bank of Waupaca
Waupaca, WI
IDRSSD: 879747
Total Assets
$275.93M
Latest filing
Total Deposits
$242.23M
Latest filing
Net Interest Margin
4.07%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Farmers State Bank of Waupaca
112 W Fulton St
Waupaca, WI 54981
Full Service - Brick and Mortar
Updated 04/10/2026Established 01/11/1911FDIC Certificate 8239
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Farmers State Bank of Waupaca (Main) | 112 W Fulton St | Waupaca, WI |
| WILD ROSE BRANCH | 315 Hospital Road | Wild Rose, WI |
| FREMONT BRANCH | N560 State Highway 110 | Fremont, WI |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/11/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54981 |
| State and County Number | 55135 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/17/1935 |
| Primary Insurance Agency | DIF |
| Website | www.fsbwaupaca.com |
| Data Updated | 04/10/2026 |
| CERT | 13033 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $275.93M |
| Total Deposits | $242.23M |
| Total Liabilities | $247.52M |
| Total Equity Capital | $28.41M |
| Net Income | $1.03M |
| Net Loans and Leases | $165.78M |
| Assets Per Employee ($Millions) | $6.9M |
| Bank Premises and Fixed Assets | $2.43M |
| Cash and Balances due from Depository Institutions | $31.26M |
| Deposits Held in Domestic Offices | $242.23M |
Key Performance Ratios
| Return on Assets (ROA) | 1.48% |
| Return on Equity (ROE) | 14.52% |
| Net Interest Margin | 4.07% |
| Efficiency Ratio | 60.12% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.295% |
| Earning Assets to total Assets | 93.63% |
Income and Expense
| Total Interest Income | $3.40M |
| Total Noninterest Income | $311.00k |
| Total Interest Expense | $764.00k |
| Total Noninterest Expense | $1.77M |
| Net Interest Income | $2.63M |
| Pre-tax Net Operating Income | $1.18M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.23M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.29M |
| Total Liabilities and Capital | $275.93M |
Securities
| Securities | $63.13M |
| Available-for-sale debt securities | $63.13M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Farmers State Bank of Waupaca?
$275.93M as of the latest filing.
How much are The Farmers State Bank of Waupaca's total deposits?
$242.23M in total deposits.
Where is The Farmers State Bank of Waupaca located?
Waupaca, WI.
What is the Net Interest Margin?
4.07%.
How many domestic offices does it operate?
3.
When was it established?
01/11/1911.
What is the Return on Assets (ROA)?
1.48%.
How much are total loans and leases?
$165.78M (latest filing).
What is the total interest income (latest filing)?
$3.40M.