The Farmers State Bank of Waupaca
Waupaca, WI
IDRSSD: 879747
Total Assets
$278.97M
Latest filing
Total Deposits
$245.87M
Latest filing
Net Interest Margin
4.12%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Farmers State Bank of Waupaca
112 W Fulton St
Waupaca, WI 54981
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/11/1911FDIC Certificate 8239
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Farmers State Bank of Waupaca (Main) | 112 W Fulton St | Waupaca, WI |
| WILD ROSE BRANCH | 315 Hospital Road | Wild Rose, WI |
| FREMONT BRANCH | N560 State Highway 110 | Fremont, WI |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/11/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54981 |
| State and County Number | 55135 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/17/1935 |
| Primary Insurance Agency | DIF |
| Website | www.fsbwaupaca.com |
| Data Updated | 01/30/2026 |
| CERT | 13033 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $278.97M |
| Total Deposits | $245.87M |
| Total Liabilities | $250.78M |
| Total Equity Capital | $28.18M |
| Net Income | $652.00k |
| Net Loans and Leases | $161.73M |
| Assets Per Employee ($Millions) | $6.97M |
| Bank Premises and Fixed Assets | $2.43M |
| Cash and Balances due from Depository Institutions | $35.46M |
| Deposits Held in Domestic Offices | $245.87M |
Key Performance Ratios
| Return on Assets (ROA) | 0.96% |
| Return on Equity (ROE) | 9.02% |
| Net Interest Margin | 4.12% |
| Efficiency Ratio | 76.18% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.103% |
| Earning Assets to total Assets | 93.08% |
Income and Expense
| Total Interest Income | $3.38M |
| Total Noninterest Income | $362.00k |
| Total Interest Expense | $774.00k |
| Total Noninterest Expense | $2.26M |
| Net Interest Income | $2.61M |
| Pre-tax Net Operating Income | $700.00k |
| Provision for Credit Losses | $8.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.63M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.92M |
| Total Liabilities and Capital | $278.97M |
Securities
| Securities | $65.16M |
| Available-for-sale debt securities | $65.16M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Farmers State Bank of Waupaca?
$278.97M as of the latest filing.
How much are The Farmers State Bank of Waupaca's total deposits?
$245.87M in total deposits.
Where is The Farmers State Bank of Waupaca located?
Waupaca, WI.
What is the Net Interest Margin?
4.12%.
How many domestic offices does it operate?
3.
When was it established?
01/11/1911.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$161.73M (latest filing).
What is the total interest income (latest filing)?
$3.38M.