Pillar Bank
Baldwin, WI
IDRSSD: 143952
Total Assets
$266.85M
Latest filing
Total Deposits
$194.97M
Latest filing
Net Interest Margin
4.00%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091804147BALDWIN, WI
Key People
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Locations
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Main Office
Pillar Bank
990 Main Street
Baldwin, WI 54002
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/23/1883FDIC Certificate 3600
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Pillar Bank (Main) | 990 Main Street | Baldwin, WI |
| PLUM CITY BRANCH | 409 Main St | Plum City, WI |
| BALSAM LAKE OFFICE | 100 Mill St | Balsam Lake, WI |
| CLEAR LAKE BRANCH | 327 3rd Ave | Clear Lake, WI |
| CHIPPEWA FALLS BRANCH | 2868 County Highway I | Chippewa Falls, WI |
| AMERY BRANCH | 1080 Cornwall Avenue | Amery, WI |
| SPRING VALLEY BRANCH | S320 Mckay Ave | Spring Valley, WI |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/23/1883 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54002 |
| State and County Number | 55109 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 46 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/14/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pillar.bank |
| Data Updated | 01/30/2026 |
| CERT | 5336 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $266.85M |
| Total Deposits | $194.97M |
| Total Liabilities | $247.23M |
| Total Equity Capital | $19.63M |
| Net Income | $343.00k |
| Net Loans and Leases | $157.51M |
| Assets Per Employee ($Millions) | $5.8M |
| Bank Premises and Fixed Assets | $7.63M |
| Cash and Balances due from Depository Institutions | $9.31M |
| Deposits Held in Domestic Offices | $194.97M |
Key Performance Ratios
| Return on Assets (ROA) | 0.51% |
| Return on Equity (ROE) | 7.18% |
| Net Interest Margin | 4% |
| Efficiency Ratio | 77.58% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.355% |
| Earning Assets to total Assets | 91.03% |
Income and Expense
| Total Interest Income | $3.30M |
| Total Noninterest Income | $184.00k |
| Total Interest Expense | $851.00k |
| Total Noninterest Expense | $2.04M |
| Net Interest Income | $2.45M |
| Pre-tax Net Operating Income | $605.00k |
| Provision for Credit Losses | $-15,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $51.11M |
| Federal Funds Sold & Reverse Repurchase Agreement | $155.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.15M |
| Total Liabilities and Capital | $266.85M |
Securities
| Securities | $83.76M |
| Available-for-sale debt securities | $59.66M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $24.10M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pillar Bank?
$266.85M as of the latest filing.
How much are Pillar Bank's total deposits?
$194.97M in total deposits.
Where is Pillar Bank located?
Baldwin, WI.
What is the Net Interest Margin?
4.00%.
How many domestic offices does it operate?
7.
When was it established?
09/23/1883.
What is the Return on Assets (ROA)?
0.51%.
How much are total loans and leases?
$157.51M (latest filing).
What is the total interest income (latest filing)?
$3.30M.