Pillar Bank
Baldwin, WI
IDRSSD: 143952
Total Assets
$267.41M
Latest filing
Total Deposits
$186.93M
Latest filing
Net Interest Margin
3.66%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Pillar Bank
990 Main Street
Baldwin, WI 54002
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/23/1883FDIC Certificate 3600
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Pillar Bank (Main) | 990 Main Street | Baldwin, WI |
| PLUM CITY BRANCH | 409 Main St | Plum City, WI |
| BALSAM LAKE OFFICE | 100 Mill St | Balsam Lake, WI |
| CLEAR LAKE BRANCH | 327 3rd Ave | Clear Lake, WI |
| CHIPPEWA FALLS BRANCH | 2868 County Highway I | Chippewa Falls, WI |
| AMERY BRANCH | 1080 Cornwall Avenue | Amery, WI |
| SPRING VALLEY BRANCH | S320 Mckay Ave | Spring Valley, WI |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/23/1883 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54002 |
| State and County Number | 55109 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 48 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/14/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pillar.bank |
| Data Updated | 11/14/2025 |
| CERT | 5336 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $267.41M |
| Total Deposits | $186.93M |
| Total Liabilities | $248.84M |
| Total Equity Capital | $18.57M |
| Net Income | $303.00k |
| Net Loans and Leases | $155.87M |
| Assets Per Employee ($Millions) | $5.81M |
| Bank Premises and Fixed Assets | $7.77M |
| Cash and Balances due from Depository Institutions | $5.32M |
| Deposits Held in Domestic Offices | $186.93M |
Key Performance Ratios
| Return on Assets (ROA) | 0.45% |
| Return on Equity (ROE) | 6.72% |
| Net Interest Margin | 3.66% |
| Efficiency Ratio | 84.42% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.945% |
| Earning Assets to total Assets | 92.2% |
Income and Expense
| Total Interest Income | $3.19M |
| Total Noninterest Income | $178.00k |
| Total Interest Expense | $950.00k |
| Total Noninterest Expense | $2.04M |
| Net Interest Income | $2.24M |
| Pre-tax Net Operating Income | $362.00k |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $652.00k |
| Other borrowed funds | $60.95M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $951.00k |
| Total Liabilities and Capital | $267.41M |
Securities
| Securities | $89.11M |
| Available-for-sale debt securities | $65.16M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $23.95M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pillar Bank?
$267.41M as of the latest filing.
How much are Pillar Bank's total deposits?
$186.93M in total deposits.
Where is Pillar Bank located?
Baldwin, WI.
What is the Net Interest Margin?
3.66%.
How many domestic offices does it operate?
7.
When was it established?
09/23/1883.
What is the Return on Assets (ROA)?
0.45%.
How much are total loans and leases?
$155.87M (latest filing).
What is the total interest income (latest filing)?
$3.19M.