Texas State Bank
San Angelo, TX
IDRSSD: 748964
Total Assets
$425.82M
Latest filing
Total Deposits
$343.40M
Latest filing
Net Interest Margin
4.43%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Texas State Bank
2201 Sherwood Way
San Angelo, TX 76901
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/16/1963FDIC Certificate 12569
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Texas State Bank (Main) | 2201 Sherwood Way | San Angelo, TX |
| DRIVE-IN FACILITY | 2101 Sherwood Way | San Angelo, TX |
| COLLEGE HILLS BRANCH | 4206 College Hills Blvd | San Angelo, TX |
| CHADBOURNE BRANCH | 1815 N Chadbourne St | San Angelo, TX |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/16/1963 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76901 |
| State and County Number | 48451 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | San Angelo, TX |
Operational Info
| Number of Employees | 70 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/16/1963 |
| Primary Insurance Agency | DIF |
| Website | txbank.com |
| Data Updated | 11/14/2025 |
| CERT | 18698 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $425.82M |
| Total Deposits | $343.40M |
| Total Liabilities | $370.29M |
| Total Equity Capital | $55.54M |
| Net Income | $2.61M |
| Net Loans and Leases | $259.70M |
| Assets Per Employee ($Millions) | $6.08M |
| Bank Premises and Fixed Assets | $6.55M |
| Cash and Balances due from Depository Institutions | $38.54M |
| Deposits Held in Domestic Offices | $343.40M |
Key Performance Ratios
| Return on Assets (ROA) | 2.48% |
| Return on Equity (ROE) | 19.46% |
| Net Interest Margin | 4.43% |
| Efficiency Ratio | 51.69% |
| Tier 1 Risk-Based Capital Ratio | 21.372% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.042% |
| Earning Assets to total Assets | 91.69% |
Income and Expense
| Total Interest Income | $5.18M |
| Total Noninterest Income | $1.32M |
| Total Interest Expense | $912.00k |
| Total Noninterest Expense | $2.90M |
| Net Interest Income | $4.27M |
| Pre-tax Net Operating Income | $2.61M |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $25.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.89M |
| Total Liabilities and Capital | $425.82M |
Securities
| Securities | $104.77M |
| Available-for-sale debt securities | $104.77M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Texas State Bank?
$425.82M as of the latest filing.
How much are Texas State Bank's total deposits?
$343.40M in total deposits.
Where is Texas State Bank located?
San Angelo, TX.
What is the Net Interest Margin?
4.43%.
How many domestic offices does it operate?
4.
When was it established?
02/16/1963.
What is the Return on Assets (ROA)?
2.48%.
How much are total loans and leases?
$259.70M (latest filing).
What is the total interest income (latest filing)?
$5.18M.