Texas State Bank

San Angelo, TX
IDRSSD: 748964
Total Assets
$425.82M
Latest filing
Total Deposits
$343.40M
Latest filing
Net Interest Margin
4.43%
Profitability

Locations

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Main Office
Texas State Bank
2201 Sherwood Way
San Angelo, TX 76901
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/16/1963FDIC Certificate 12569

Branches (3)

Page 1 of 1
NameAddressCity / State
Texas State Bank (Main)2201 Sherwood WaySan Angelo, TX
DRIVE-IN FACILITY2101 Sherwood WaySan Angelo, TX
COLLEGE HILLS BRANCH4206 College Hills BlvdSan Angelo, TX
CHADBOURNE BRANCH1815 N Chadbourne StSan Angelo, TX
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/16/1963
Community BankYes
Ownership TypeNot Mutual
ZIP76901
State and County Number48451
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameSan Angelo, TX

Operational Info

Number of Employees70
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance02/16/1963
Primary Insurance AgencyDIF
Websitetxbank.com
Data Updated11/14/2025
CERT18698
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$425.82M
Total Deposits$343.40M
Total Liabilities$370.29M
Total Equity Capital$55.54M
Net Income$2.61M
Net Loans and Leases$259.70M
Assets Per Employee ($Millions)$6.08M
Bank Premises and Fixed Assets$6.55M
Cash and Balances due from Depository Institutions$38.54M
Deposits Held in Domestic Offices$343.40M

Key Performance Ratios

Return on Assets (ROA)2.48%
Return on Equity (ROE)19.46%
Net Interest Margin4.43%
Efficiency Ratio51.69%
Tier 1 Risk-Based Capital Ratio21.372%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.042%
Earning Assets to total Assets91.69%

Income and Expense

Total Interest Income$5.18M
Total Noninterest Income$1.32M
Total Interest Expense$912.00k
Total Noninterest Expense$2.90M
Net Interest Income$4.27M
Pre-tax Net Operating Income$2.61M
Provision for Credit Losses$75.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$25.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.89M
Total Liabilities and Capital$425.82M

Securities

Securities$104.77M
Available-for-sale debt securities$104.77M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Texas State Bank?
$425.82M as of the latest filing.
How much are Texas State Bank's total deposits?
$343.40M in total deposits.
Where is Texas State Bank located?
San Angelo, TX.
What is the Net Interest Margin?
4.43%.
How many domestic offices does it operate?
4.
When was it established?
02/16/1963.
What is the Return on Assets (ROA)?
2.48%.
How much are total loans and leases?
$259.70M (latest filing).
What is the total interest income (latest filing)?
$5.18M.