Taylorsville Savings Bank, SSB
Taylorsville, NC
IDRSSD: 258379
Total Assets
$213.00M
Latest filing
Total Deposits
$197.27M
Latest filing
Net Interest Margin
3.04%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Taylorsville Savings Bank, SSB
107 Main Avenue Dr
Taylorsville, NC 28681
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/01/1921FDIC Certificate 45182
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Taylorsville Savings Bank, SSB (Main) | 107 Main Avenue Dr | Taylorsville, NC |
| BETHLEHEM BRANCH | 9645 Nc Highway 127 | Hickory, NC |
| HIDDENITE BRANCH | 4708 Nc Highway 90 E | Hiddenite, NC |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 04/01/1921 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 28681 |
| State and County Number | 37003 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Hickory-Lenoir-Morganton, NC |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.taylorsvillesavings.com |
| Data Updated | 11/14/2025 |
| CERT | 32348 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $213.00M |
| Total Deposits | $197.27M |
| Total Liabilities | $199.41M |
| Total Equity Capital | $13.59M |
| Net Income | $351.00k |
| Net Loans and Leases | $160.25M |
| Assets Per Employee ($Millions) | $7.34M |
| Bank Premises and Fixed Assets | $1.05M |
| Cash and Balances due from Depository Institutions | $20.03M |
| Deposits Held in Domestic Offices | $197.27M |
Key Performance Ratios
| Return on Assets (ROA) | 0.67% |
| Return on Equity (ROE) | 10.6% |
| Net Interest Margin | 3.04% |
| Efficiency Ratio | 65.38% |
| Tier 1 Risk-Based Capital Ratio | 13.559% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.379% |
| Earning Assets to total Assets | 94.45% |
Income and Expense
| Total Interest Income | $2.72M |
| Total Noninterest Income | $105.00k |
| Total Interest Expense | $1.22M |
| Total Noninterest Expense | $1.05M |
| Net Interest Income | $1.50M |
| Pre-tax Net Operating Income | $465.00k |
| Provision for Credit Losses | $91.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.64M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.14M |
| Total Liabilities and Capital | $213.00M |
Securities
| Securities | $18.79M |
| Available-for-sale debt securities | $18.79M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Taylorsville Savings Bank, SSB?
$213.00M as of the latest filing.
How much are Taylorsville Savings Bank, SSB's total deposits?
$197.27M in total deposits.
Where is Taylorsville Savings Bank, SSB located?
Taylorsville, NC.
What is the Net Interest Margin?
3.04%.
How many domestic offices does it operate?
3.
When was it established?
04/01/1921.
What is the Return on Assets (ROA)?
0.67%.
How much are total loans and leases?
$160.25M (latest filing).
What is the total interest income (latest filing)?
$2.72M.