First Savings and Loan Association
Mebane, NC
IDRSSD: 141677
Total Assets
$56.80M
Latest filing
Total Deposits
$42.94M
Latest filing
Net Interest Margin
2.06%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Savings and Loan Association
206 W Center St
Mebane, NC 27302
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1909FDIC Certificate 43192
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First Savings and Loan Association (Main) | 206 W Center St | Mebane, NC | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1909 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 27302 |
| State and County Number | 37001 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 38 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Burlington, NC |
Operational Info
| Number of Employees | 4 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.firstsandl.net |
| Data Updated | 11/14/2025 |
| CERT | 30358 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $56.80M |
| Total Deposits | $42.94M |
| Total Liabilities | $43.53M |
| Total Equity Capital | $13.27M |
| Net Income | $-53,000 |
| Net Loans and Leases | $36.19M |
| Assets Per Employee ($Millions) | $14.2M |
| Bank Premises and Fixed Assets | $186.00k |
| Cash and Balances due from Depository Institutions | $828.00k |
| Deposits Held in Domestic Offices | $42.94M |
Key Performance Ratios
| Return on Assets (ROA) | -0.37% |
| Return on Equity (ROE) | -1.59% |
| Net Interest Margin | 2.06% |
| Efficiency Ratio | 117.61% |
| Tier 1 Risk-Based Capital Ratio | 52.856% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 23.362% |
| Earning Assets to total Assets | 94.01% |
Income and Expense
| Total Interest Income | $655.00k |
| Total Noninterest Income | $21.00k |
| Total Interest Expense | $375.00k |
| Total Noninterest Expense | $354.00k |
| Net Interest Income | $280.00k |
| Pre-tax Net Operating Income | $-53,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.32M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $585.00k |
| Total Liabilities and Capital | $56.80M |
Securities
| Securities | $11.35M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $11.35M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Savings and Loan Association?
$56.80M as of the latest filing.
How much are First Savings and Loan Association's total deposits?
$42.94M in total deposits.
Where is First Savings and Loan Association located?
Mebane, NC.
What is the Net Interest Margin?
2.06%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1909.
What is the Return on Assets (ROA)?
-0.37%.
How much are total loans and leases?
$36.19M (latest filing).
What is the total interest income (latest filing)?
$655.00k.