Interstate Bank
Perryton, TX
IDRSSD: 791072
Total Assets
$275.70M
Latest filing
Total Deposits
$257.32M
Latest filing
Net Interest Margin
3.47%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Interstate Bank
301 S Main St
Perryton, TX 79070
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1957FDIC Certificate 43877
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Interstate Bank (Main) | 301 S Main St | Perryton, TX |
| AMARILLO BRANCH | 5085 S Coulter St | Amarillo, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1957 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79070 |
| State and County Number | 48357 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 31 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.isbtexas.bank |
| Data Updated | 01/30/2026 |
| CERT | 31043 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $275.70M |
| Total Deposits | $257.32M |
| Total Liabilities | $257.90M |
| Total Equity Capital | $17.80M |
| Net Income | $-1,156,000 |
| Net Loans and Leases | $140.25M |
| Assets Per Employee ($Millions) | $8.35M |
| Bank Premises and Fixed Assets | $2.62M |
| Cash and Balances due from Depository Institutions | $51.70M |
| Deposits Held in Domestic Offices | $257.32M |
Key Performance Ratios
| Return on Assets (ROA) | -1.69% |
| Return on Equity (ROE) | -25.34% |
| Net Interest Margin | 3.47% |
| Efficiency Ratio | 83.91% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 2.32% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.455% |
| Earning Assets to total Assets | 95.83% |
Income and Expense
| Total Interest Income | $3.30M |
| Total Noninterest Income | $414.00k |
| Total Interest Expense | $1.04M |
| Total Noninterest Expense | $2.24M |
| Net Interest Income | $2.25M |
| Pre-tax Net Operating Income | $-1,156,000 |
| Provision for Credit Losses | $1.58M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $22.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $555.00k |
| Total Liabilities and Capital | $275.70M |
Securities
| Securities | $74.27M |
| Available-for-sale debt securities | $74.27M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Interstate Bank?
$275.70M as of the latest filing.
How much are Interstate Bank's total deposits?
$257.32M in total deposits.
Where is Interstate Bank located?
Perryton, TX.
What is the Net Interest Margin?
3.47%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1957.
What is the Return on Assets (ROA)?
-1.69%.
How much are total loans and leases?
$140.25M (latest filing).
What is the total interest income (latest filing)?
$3.30M.