The International Bank of Amherst
Amherst, WI
IDRSSD: 504647
Total Assets
$104.03M
Latest filing
Total Deposits
$89.63M
Latest filing
Net Interest Margin
4.07%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The International Bank of Amherst
103 S Main St
Amherst, WI 54406
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/01/1893FDIC Certificate 9334
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The International Bank of Amherst (Main) | 103 S Main St | Amherst, WI | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/01/1893 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54406 |
| State and County Number | 55097 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Stevens Point, WI |
Operational Info
| Number of Employees | 12 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/30/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ibamherst.com |
| Data Updated | 01/30/2026 |
| CERT | 14907 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $104.03M |
| Total Deposits | $89.63M |
| Total Liabilities | $89.82M |
| Total Equity Capital | $14.22M |
| Net Income | $503.00k |
| Net Loans and Leases | $51.69M |
| Assets Per Employee ($Millions) | $8.67M |
| Bank Premises and Fixed Assets | $499.00k |
| Cash and Balances due from Depository Institutions | $20.67M |
| Deposits Held in Domestic Offices | $89.63M |
Key Performance Ratios
| Return on Assets (ROA) | 1.99% |
| Return on Equity (ROE) | 14.16% |
| Net Interest Margin | 4.07% |
| Efficiency Ratio | 50.43% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.665% |
| Earning Assets to total Assets | 95.2% |
Income and Expense
| Total Interest Income | $1.21M |
| Total Noninterest Income | $50.00k |
| Total Interest Expense | $224.00k |
| Total Noninterest Expense | $524.00k |
| Net Interest Income | $989.00k |
| Pre-tax Net Operating Income | $507.00k |
| Provision for Credit Losses | $8.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $269.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $183.00k |
| Total Liabilities and Capital | $104.03M |
Securities
| Securities | $28.79M |
| Available-for-sale debt securities | $7.48M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $21.32M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The International Bank of Amherst?
$104.03M as of the latest filing.
How much are The International Bank of Amherst's total deposits?
$89.63M in total deposits.
Where is The International Bank of Amherst located?
Amherst, WI.
What is the Net Interest Margin?
4.07%.
How many domestic offices does it operate?
1.
When was it established?
04/01/1893.
What is the Return on Assets (ROA)?
1.99%.
How much are total loans and leases?
$51.69M (latest filing).
What is the total interest income (latest filing)?
$1.21M.