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The International Bank of Amherst

Amherst, WI
IDRSSD: 504647
Total Assets
$98.27M
Latest filing
Total Deposits
$83.91M
Latest filing
Net Interest Margin
4.08%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/01/1893
Community BankYes
Ownership TypeNot Mutual
ZIP54406
State and County Number55097
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameStevens Point, WI

Operational Info

Number of Employees12
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/30/1934
Primary Insurance AgencyDIF
Websitewww.ibamherst.com
Data Updated11/14/2025
CERT14907
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$98.27M
Total Deposits$83.91M
Total Liabilities$84.07M
Total Equity Capital$14.20M
Net Income$580.00k
Net Loans and Leases$50.76M
Assets Per Employee ($Millions)$8.19M
Bank Premises and Fixed Assets$488.00k
Cash and Balances due from Depository Institutions$16.28M
Deposits Held in Domestic Offices$83.91M

Key Performance Ratios

Return on Assets (ROA)2.33%
Return on Equity (ROE)16.54%
Net Interest Margin4.08%
Efficiency Ratio42.94%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.453%
Earning Assets to total Assets96.9%

Income and Expense

Total Interest Income$1.20M
Total Noninterest Income$51.00k
Total Interest Expense$228.00k
Total Noninterest Expense$441.00k
Net Interest Income$976.00k
Pre-tax Net Operating Income$585.00k
Provision for Credit Losses$1.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$37.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$161.00k
Total Liabilities and Capital$98.27M

Securities

Securities$28.77M
Available-for-sale debt securities$7.45M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$21.32M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The International Bank of Amherst?
$98.27M as of the latest filing.
How much are The International Bank of Amherst's total deposits?
$83.91M in total deposits.
Where is The International Bank of Amherst located?
Amherst, WI.
What is the Net Interest Margin?
4.08%.
How many domestic offices does it operate?
1.
When was it established?
04/01/1893.
What is the Return on Assets (ROA)?
2.33%.
How much are total loans and leases?
$50.76M (latest filing).
What is the total interest income (latest filing)?
$1.20M.