Banner Banks
Birnamwood, WI
IDRSSD: 453147
Total Assets
$133.26M
Latest filing
Total Deposits
$116.09M
Latest filing
Net Interest Margin
-9.46%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Banner Banks
416 Main St
Birnamwood, WI 54414
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1900FDIC Certificate 6646
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Banner Banks (Main) | 416 Main St | Birnamwood, WI |
| HATLEY BRANCH | 410 State Road | Hatley, WI |
| ANTIGO BRANCH | 100 S Superior St | Antigo, WI |
| WITTENBERG BRANCH | 201 E Westgor Ave | Wittenberg, WI |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1900 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54414 |
| State and County Number | 55115 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Shawano, WI |
Operational Info
| Number of Employees | 25 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.BANNERBANKS.COM |
| Data Updated | 01/30/2026 |
| CERT | 10374 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $133.26M |
| Total Deposits | $116.09M |
| Total Liabilities | $116.30M |
| Total Equity Capital | $16.96M |
| Net Income | $-1,151,000 |
| Net Loans and Leases | $27.63M |
| Assets Per Employee ($Millions) | $6.35M |
| Bank Premises and Fixed Assets | $2.96M |
| Cash and Balances due from Depository Institutions | $73.37M |
| Deposits Held in Domestic Offices | $116.09M |
Key Performance Ratios
| Return on Assets (ROA) | -3.59% |
| Return on Equity (ROE) | -27.44% |
| Net Interest Margin | -9.46% |
| Efficiency Ratio | 58.99% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.729% |
| Earning Assets to total Assets | 91.36% |
Income and Expense
| Total Interest Income | $-3,727,000 |
| Total Noninterest Income | $-66,000 |
| Total Interest Expense | $-896,000 |
| Total Noninterest Expense | $-1,709,000 |
| Net Interest Income | $-2,831,000 |
| Pre-tax Net Operating Income | $-1,187,000 |
| Provision for Credit Losses | $-1,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.65M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $202.00k |
| Total Liabilities and Capital | $133.26M |
Securities
| Securities | $16.04M |
| Available-for-sale debt securities | $15.97M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Banner Banks?
$133.26M as of the latest filing.
How much are Banner Banks's total deposits?
$116.09M in total deposits.
Where is Banner Banks located?
Birnamwood, WI.
What is the Net Interest Margin?
-9.46%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
-3.59%.
How much are total loans and leases?
$27.63M (latest filing).
What is the total interest income (latest filing)?
$-3,727,000.