Community First Bank
Rosholt, WI
IDRSSD: 62147
Total Assets
$106.34M
Latest filing
Total Deposits
$88.49M
Latest filing
Net Interest Margin
4.39%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
075906702ROSHOLT, WI
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Community First Bank
275 W Grand Ave
Rosholt, WI 54473
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1904FDIC Certificate 7960
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community First Bank (Main) | 275 W Grand Ave | Rosholt, WI |
| ELDERON BRANCH | 211311 State Rd 49 | Elderon, WI |
| HIGHWAY 10 BRANCH | 5525 Us Highway 10 E | Stevens Point, WI |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Black River Country Bank
Black River Falls, Wisconsin
→
Assets: $100.96MΔ -2.7%
Richland County Bank
Richland Center, Wisconsin
→
Assets: $107.42MΔ +3.5%
The International Bank of Amherst
Amherst, Wisconsin
→
Assets: $98.27MΔ -5.3%
Union State Bank
West Salem, Wisconsin
→
Assets: $114.32MΔ +10.2%
Ladysmith Federal Savings and Loan Association
Ladysmith, Wisconsin
→
Assets: $92.64MΔ -10.7%
Conservation First Bank
Benton, Wisconsin
→
Assets: $115.80MΔ +11.6%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54473 |
| State and County Number | 55097 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Stevens Point, WI |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.cfbwi.bank |
| Data Updated | 01/30/2026 |
| CERT | 12512 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $106.34M |
| Total Deposits | $88.49M |
| Total Liabilities | $97.82M |
| Total Equity Capital | $8.53M |
| Net Income | $294.00k |
| Net Loans and Leases | $63.11M |
| Assets Per Employee ($Millions) | $3.94M |
| Bank Premises and Fixed Assets | $827.00k |
| Cash and Balances due from Depository Institutions | $8.11M |
| Deposits Held in Domestic Offices | $88.49M |
Key Performance Ratios
| Return on Assets (ROA) | 1.12% |
| Return on Equity (ROE) | 14.25% |
| Net Interest Margin | 4.39% |
| Efficiency Ratio | 76.23% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.018% |
| Earning Assets to total Assets | 92.88% |
Income and Expense
| Total Interest Income | $1.32M |
| Total Noninterest Income | $148.00k |
| Total Interest Expense | $253.00k |
| Total Noninterest Expense | $930.00k |
| Net Interest Income | $1.07M |
| Pre-tax Net Operating Income | $294.00k |
| Provision for Credit Losses | $-4,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $388.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $323.00k |
| Total Liabilities and Capital | $106.34M |
Securities
| Securities | $30.40M |
| Available-for-sale debt securities | $29.92M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $500.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community First Bank?
$106.34M as of the latest filing.
How much are Community First Bank's total deposits?
$88.49M in total deposits.
Where is Community First Bank located?
Rosholt, WI.
What is the Net Interest Margin?
4.39%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1904.
What is the Return on Assets (ROA)?
1.12%.
How much are total loans and leases?
$63.11M (latest filing).
What is the total interest income (latest filing)?
$1.32M.