Visbanking Logo

Conservation First Bank

Benton, WI
IDRSSD: 208347
Total Assets
$115.80M
Latest filing
Total Deposits
$93.33M
Latest filing
Net Interest Margin
4.69%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Richland County Bank
Richland Center, Wisconsin
→
Assets: $108.73MΔ -0.9%
Headwaters State Bank
Land O' Lakes, Wisconsin
→
Assets: $112.51MΔ +2.5%
Union State Bank
West Salem, Wisconsin
→
Assets: $112.98MΔ +2.9%
Community First Bank
Rosholt, Wisconsin
→
Assets: $100.67MΔ -8.3%
The International Bank of Amherst
Amherst, Wisconsin
→
Assets: $100.66MΔ -8.3%
Black River Country Bank
Black River Falls, Wisconsin
→
Assets: $100.20MΔ -8.7%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/05/1894
Community BankYes
Ownership TypeNot Mutual
ZIP53803
State and County Number55065
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees19
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/01/2025
Date of Deposit Insurance05/05/1934
Primary Insurance AgencyDIF
Websitehttps://bentonbank.com/
Data Updated11/14/2025
CERT14316
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$115.80M
Total Deposits$93.33M
Total Liabilities$100.74M
Total Equity Capital$15.06M
Net Income$544.00k
Net Loans and Leases$96.49M
Assets Per Employee ($Millions)$6.09M
Bank Premises and Fixed Assets$1.08M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$93.33M

Key Performance Ratios

Return on Assets (ROA)1.93%
Return on Equity (ROE)14.72%
Net Interest Margin4.69%
Efficiency Ratio57.28%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.16%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.008%
Earning Assets to total Assets95.28%

Income and Expense

Total Interest Income$1.88M
Total Noninterest Income$117.00k
Total Interest Expense$620.00k
Total Noninterest Expense$791.00k
Net Interest Income$1.26M
Pre-tax Net Operating Income$544.00k
Provision for Credit Losses$46.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$6.63M
Federal Funds Sold & Reverse Repurchase Agreement$619.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$781.00k
Total Liabilities and Capital$115.80M

Securities

Securities$2.52M
Available-for-sale debt securities$1.65M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$873.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Conservation First Bank?
$115.80M as of the latest filing.
How much are Conservation First Bank's total deposits?
$93.33M in total deposits.
Where is Conservation First Bank located?
Benton, WI.
What is the Net Interest Margin?
4.69%.
How many domestic offices does it operate?
3.
When was it established?
12/05/1894.
What is the Return on Assets (ROA)?
1.93%.
How much are total loans and leases?
$96.49M (latest filing).
What is the total interest income (latest filing)?
$1.88M.