Bank of Ontario
Ontario, WI
IDRSSD: 37341
Total Assets
$81.56M
Latest filing
Total Deposits
$68.14M
Latest filing
Net Interest Margin
5.28%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Ontario
315 Main St
Ontario, WI 54651
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/23/1911FDIC Certificate 14572
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Ontario (Main) | 315 Main St | Ontario, WI |
| WESTBY BRANCH | 100 N Main St | Westby, WI |
| GENOA BRANCH | 700 Main St | Genoa, WI |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/23/1911 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54651 |
| State and County Number | 55123 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/15/1973 |
| Primary Insurance Agency | DIF |
| Website | www.myvernoncountybank.com |
| Data Updated | 01/30/2026 |
| CERT | 21085 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $81.56M |
| Total Deposits | $68.14M |
| Total Liabilities | $70.70M |
| Total Equity Capital | $10.86M |
| Net Income | $465.00k |
| Net Loans and Leases | $65.41M |
| Assets Per Employee ($Millions) | $5.1M |
| Bank Premises and Fixed Assets | $778.00k |
| Cash and Balances due from Depository Institutions | $1.64M |
| Deposits Held in Domestic Offices | $68.14M |
Key Performance Ratios
| Return on Assets (ROA) | 2.3% |
| Return on Equity (ROE) | 17.38% |
| Net Interest Margin | 5.28% |
| Efficiency Ratio | 56.86% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.44% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.315% |
| Earning Assets to total Assets | 93.8% |
Income and Expense
| Total Interest Income | $1.36M |
| Total Noninterest Income | $251.00k |
| Total Interest Expense | $383.00k |
| Total Noninterest Expense | $696.00k |
| Net Interest Income | $973.00k |
| Pre-tax Net Operating Income | $438.00k |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.89M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $560.00k |
| Total Liabilities and Capital | $81.56M |
Securities
| Securities | $6.19M |
| Available-for-sale debt securities | $6.17M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Ontario?
$81.56M as of the latest filing.
How much are Bank of Ontario's total deposits?
$68.14M in total deposits.
Where is Bank of Ontario located?
Ontario, WI.
What is the Net Interest Margin?
5.28%.
How many domestic offices does it operate?
3.
When was it established?
09/23/1911.
What is the Return on Assets (ROA)?
2.3%.
How much are total loans and leases?
$65.41M (latest filing).
What is the total interest income (latest filing)?
$1.36M.