Union State Bank
West Salem, WI
IDRSSD: 903754
Total Assets
$125.28M
Latest filing
Total Deposits
$104.04M
Latest filing
Net Interest Margin
3.70%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091803818WEST SALEM, WI
Key People
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Locations
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Main Office
Union State Bank
120 Mill St S
West Salem, WI 54669
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/25/1903FDIC Certificate 9097
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Union State Bank (Main) | 120 Mill St S | West Salem, WI |
| UNION STATION BRANCH | 1405 W City Highway 16 | West Salem, WI |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/25/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 54669 |
| State and County Number | 55063 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | La Crosse-Onalaska, WI-MN |
Operational Info
| Number of Employees | 16 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.usbwestsalem.com |
| Data Updated | 01/30/2026 |
| CERT | 14560 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $125.28M |
| Total Deposits | $104.04M |
| Total Liabilities | $113.70M |
| Total Equity Capital | $11.58M |
| Net Income | $363.00k |
| Net Loans and Leases | $76.06M |
| Assets Per Employee ($Millions) | $7.83M |
| Bank Premises and Fixed Assets | $1.33M |
| Cash and Balances due from Depository Institutions | $12.42M |
| Deposits Held in Domestic Offices | $104.04M |
Key Performance Ratios
| Return on Assets (ROA) | 1.21% |
| Return on Equity (ROE) | 12.81% |
| Net Interest Margin | 3.7% |
| Efficiency Ratio | 61.75% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.245% |
| Earning Assets to total Assets | 93.26% |
Income and Expense
| Total Interest Income | $1.57M |
| Total Noninterest Income | $118.00k |
| Total Interest Expense | $536.00k |
| Total Noninterest Expense | $712.00k |
| Net Interest Income | $1.03M |
| Pre-tax Net Operating Income | $443.00k |
| Provision for Credit Losses | $-2,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $664.00k |
| Total Liabilities and Capital | $125.28M |
Securities
| Securities | $32.21M |
| Available-for-sale debt securities | $31.94M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Union State Bank?
$125.28M as of the latest filing.
How much are Union State Bank's total deposits?
$104.04M in total deposits.
Where is Union State Bank located?
West Salem, WI.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
2.
When was it established?
08/25/1903.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$76.06M (latest filing).
What is the total interest income (latest filing)?
$1.57M.