Bank of Springfield
Springfield, IL
IDRSSD: 248240
Total Assets
$1.87B
Latest filing
Total Deposits
$1.61B
Latest filing
Net Interest Margin
4.18%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Springfield
3400 Wabash Ave
Springfield, IL 62711
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/29/1965FDIC Certificate 13306
Branches (16)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Bank of Springfield (Main) | 3400 Wabash Ave | Springfield, IL |
| 417 WEST NORTH STREET BRANCH | 417 W North St | Staunton, IL |
| STEVENSON DRIVE BRANCH | 2600 Stevenson Dr | Springfield, IL |
| JACKSONVILLE BRANCH | 1701 W Morton Ave | Jacksonville, IL |
| MADISON STREET BRANCH | 850 E Madison St | Springfield, IL |
| JACKSONVILLE BRANCH | 303 W College Ave | Jacksonville, IL |
| SWANSEA BRANCH | 1717 N Illinois St | Swansea, IL |
| GLEN CARBON BRANCH | 2160a South Illinois Route 157 | Glen Carbon, IL |
Showing 7 of 16
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/29/1965 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62711 |
| State and County Number | 17167 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Springfield, IL |
Operational Info
| Number of Employees | 343 |
| Domestic Offices | 17 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/29/1965 |
| Primary Insurance Agency | DIF |
| Website | www.bankwithbos.com |
| Data Updated | 11/14/2025 |
| CERT | 19506 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.87B |
| Total Deposits | $1.61B |
| Total Liabilities | $1.70B |
| Total Equity Capital | $164.36M |
| Net Income | $5.77M |
| Net Loans and Leases | $1.52B |
| Assets Per Employee ($Millions) | $5.44M |
| Bank Premises and Fixed Assets | $27.69M |
| Cash and Balances due from Depository Institutions | $171.93M |
| Deposits Held in Domestic Offices | $1.61B |
Key Performance Ratios
| Return on Assets (ROA) | 1.26% |
| Return on Equity (ROE) | 14.33% |
| Net Interest Margin | 4.18% |
| Efficiency Ratio | 65.4% |
| Tier 1 Risk-Based Capital Ratio | 10.875% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.804% |
| Earning Assets to total Assets | 94.99% |
Income and Expense
| Total Interest Income | $27.61M |
| Total Noninterest Income | $5.98M |
| Total Interest Expense | $9.39M |
| Total Noninterest Expense | $15.89M |
| Net Interest Income | $18.22M |
| Pre-tax Net Operating Income | $7.61M |
| Provision for Credit Losses | $700.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $873.00k |
| Other borrowed funds | $68.96M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $8.86M |
| All Other Liabilities | $13.06M |
| Total Liabilities and Capital | $1.87B |
Securities
| Securities | $95.19M |
| Available-for-sale debt securities | $90.78M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $4.41M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Springfield?
$1.87B as of the latest filing.
How much are Bank of Springfield's total deposits?
$1.61B in total deposits.
Where is Bank of Springfield located?
Springfield, IL.
What is the Net Interest Margin?
4.18%.
How many domestic offices does it operate?
17.
When was it established?
10/29/1965.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$1.52B (latest filing).
What is the total interest income (latest filing)?
$27.61M.