First Bank Chicago

Highland Park, IL
IDRSSD: 804338
Total Assets
$2.09B
Latest filing
Total Deposits
$1.64B
Latest filing
Net Interest Margin
1.95%
Profitability

Locations

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Main Office
First Bank Chicago
1835 1st St
Highland Park, IL 60035
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/16/1955FDIC Certificate 11457

Branches (3)

Page 1 of 1
NameAddressCity / State
First Bank Chicago (Main)1835 1st StHighland Park, IL
NORTHBROOK BRANCH633 Skokie BlvdNorthbrook, IL
SKOKIE BRANCH8833 Gross Point RdSkokie, IL
WESTCHESTER LPO BRANCH1 Westbrook Corporate CtrWestchester, IL
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/16/1955
Community BankYes
Ownership TypeNot Mutual
ZIP60035
State and County Number17097
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees146
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance07/16/1955
Primary Insurance AgencyDIF
Websitewww.firstbankchicago.com
Data Updated11/14/2025
CERT17470
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.09B
Total Deposits$1.64B
Total Liabilities$1.90B
Total Equity Capital$187.12M
Net Income$1.56M
Net Loans and Leases$1.40B
Assets Per Employee ($Millions)$14.62M
Bank Premises and Fixed Assets$3.99M
Cash and Balances due from Depository Institutions$121.29M
Deposits Held in Domestic Offices$1.64B

Key Performance Ratios

Return on Assets (ROA)0.3%
Return on Equity (ROE)3.35%
Net Interest Margin1.95%
Efficiency Ratio83.24%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.95%
Earning Assets to total Assets95.05%

Income and Expense

Total Interest Income$25.17M
Total Noninterest Income$815.00k
Total Interest Expense$15.67M
Total Noninterest Expense$8.59M
Net Interest Income$9.50M
Pre-tax Net Operating Income$1.14M
Provision for Credit Losses$593.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$5.63M
Other borrowed funds$242.50M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$10.00M
All Other Liabilities$11.07M
Total Liabilities and Capital$2.09B

Securities

Securities$480.49M
Available-for-sale debt securities$22.88M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$425.83M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Bank Chicago?
$2.09B as of the latest filing.
How much are First Bank Chicago's total deposits?
$1.64B in total deposits.
Where is First Bank Chicago located?
Highland Park, IL.
What is the Net Interest Margin?
1.95%.
How many domestic offices does it operate?
4.
When was it established?
07/16/1955.
What is the Return on Assets (ROA)?
0.3%.
How much are total loans and leases?
$1.40B (latest filing).
What is the total interest income (latest filing)?
$25.17M.