Loyal Trust Bank
Johns Creek, GA
IDRSSD: 5427684
Total Assets
$233.79M
Latest filing
Total Deposits
$176.67M
Latest filing
Net Interest Margin
2.60%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Loyal Trust Bank
11675 Medlock Bridge Rd
Johns Creek, GA 30097
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/18/2019FDIC Certificate 610417
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Loyal Trust Bank (Main) | 11675 Medlock Bridge Rd | Johns Creek, GA | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/18/2019 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 30097 |
| State and County Number | 13121 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Atlanta-Sandy Springs-Alpharetta, GA |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/18/2019 |
| Primary Insurance Agency | DIF |
| Website | www.loyaltrustbank.com |
| Data Updated | 11/14/2025 |
| CERT | 59182 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $233.79M |
| Total Deposits | $176.67M |
| Total Liabilities | $208.67M |
| Total Equity Capital | $25.11M |
| Net Income | $362.00k |
| Net Loans and Leases | $153.16M |
| Assets Per Employee ($Millions) | $10.16M |
| Bank Premises and Fixed Assets | $82.00k |
| Cash and Balances due from Depository Institutions | $49.15M |
| Deposits Held in Domestic Offices | $176.67M |
Key Performance Ratios
| Return on Assets (ROA) | 0.64% |
| Return on Equity (ROE) | 5.85% |
| Net Interest Margin | 2.6% |
| Efficiency Ratio | 67.06% |
| Tier 1 Risk-Based Capital Ratio | 16.297% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.36% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.743% |
| Earning Assets to total Assets | 93.71% |
Income and Expense
| Total Interest Income | $3.27M |
| Total Noninterest Income | $725.00k |
| Total Interest Expense | $1.89M |
| Total Noninterest Expense | $1.41M |
| Net Interest Income | $1.38M |
| Pre-tax Net Operating Income | $492.00k |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $30.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $541.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.00M |
| Total Liabilities and Capital | $233.79M |
Securities
| Securities | $20.37M |
| Available-for-sale debt securities | $20.37M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Loyal Trust Bank?
$233.79M as of the latest filing.
How much are Loyal Trust Bank's total deposits?
$176.67M in total deposits.
Where is Loyal Trust Bank located?
Johns Creek, GA.
What is the Net Interest Margin?
2.60%.
How many domestic offices does it operate?
1.
When was it established?
11/18/2019.
What is the Return on Assets (ROA)?
0.64%.
How much are total loans and leases?
$153.16M (latest filing).
What is the total interest income (latest filing)?
$3.27M.