Bank of Jamestown
Jamestown, KY
IDRSSD: 567240
Total Assets
$267.25M
Latest filing
Total Deposits
$191.16M
Latest filing
Net Interest Margin
3.72%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Jamestown
400 Monument Sq
Jamestown, KY 42629
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/17/1899FDIC Certificate 5167
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Jamestown (Main) | 400 Monument Sq | Jamestown, KY |
| INDUSTRIAL PARK BRANCH | 2215 N Main St | Jamestown, KY |
| RUSSELL SPRINGS BRANCH | 43 Highway 910 | Russell Springs, KY |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/17/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42629 |
| State and County Number | 21207 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 34 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/31/2021 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofjamestown.com |
| Data Updated | 11/14/2025 |
| CERT | 8118 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $267.25M |
| Total Deposits | $191.16M |
| Total Liabilities | $233.90M |
| Total Equity Capital | $33.35M |
| Net Income | $911.00k |
| Net Loans and Leases | $160.39M |
| Assets Per Employee ($Millions) | $7.86M |
| Bank Premises and Fixed Assets | $2.18M |
| Cash and Balances due from Depository Institutions | $11.22M |
| Deposits Held in Domestic Offices | $191.16M |
Key Performance Ratios
| Return on Assets (ROA) | 1.39% |
| Return on Equity (ROE) | 11.1% |
| Net Interest Margin | 3.72% |
| Efficiency Ratio | 51.84% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.479% |
| Earning Assets to total Assets | 96.23% |
Income and Expense
| Total Interest Income | $3.55M |
| Total Noninterest Income | $183.00k |
| Total Interest Expense | $1.21M |
| Total Noninterest Expense | $1.31M |
| Net Interest Income | $2.35M |
| Pre-tax Net Operating Income | $1.17M |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $4.00k |
| Other borrowed funds | $14.19M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.59M |
| Federal Funds Purchased and Repurchased Agreement | $27.43M |
| All Other Liabilities | $1.11M |
| Total Liabilities and Capital | $267.25M |
Securities
| Securities | $84.54M |
| Available-for-sale debt securities | $59.68M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $24.93M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Jamestown?
$267.25M as of the latest filing.
How much are Bank of Jamestown's total deposits?
$191.16M in total deposits.
Where is Bank of Jamestown located?
Jamestown, KY.
What is the Net Interest Margin?
3.72%.
How many domestic offices does it operate?
3.
When was it established?
07/17/1899.
What is the Return on Assets (ROA)?
1.39%.
How much are total loans and leases?
$160.39M (latest filing).
What is the total interest income (latest filing)?
$3.55M.