Home Federal Savings and Loan Association
Bamberg, SC
IDRSSD: 582878
Total Assets
$40.00M
Latest filing
Total Deposits
$33.20M
Latest filing
Net Interest Margin
3.65%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Home Federal Savings and Loan Association
2990 Main Hwy
Bamberg, SC 29003
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1920FDIC Certificate 44608
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Home Federal Savings and Loan Association (Main) | 2990 Main Hwy | Bamberg, SC | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 01/01/1920 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 29003 |
| State and County Number | 45009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 36 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/06/2025 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.homefedbamberg.com |
| Data Updated | 11/14/2025 |
| CERT | 31774 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $40.00M |
| Total Deposits | $33.20M |
| Total Liabilities | $34.38M |
| Total Equity Capital | $5.61M |
| Net Income | $63.00k |
| Net Loans and Leases | $31.71M |
| Assets Per Employee ($Millions) | $6.67M |
| Bank Premises and Fixed Assets | $428.00k |
| Cash and Balances due from Depository Institutions | $5.00M |
| Deposits Held in Domestic Offices | $33.20M |
Key Performance Ratios
| Return on Assets (ROA) | 0.63% |
| Return on Equity (ROE) | 4.51% |
| Net Interest Margin | 3.65% |
| Efficiency Ratio | 80.26% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.034% |
| Earning Assets to total Assets | 94.34% |
Income and Expense
| Total Interest Income | $571.00k |
| Total Noninterest Income | $33.00k |
| Total Interest Expense | $224.00k |
| Total Noninterest Expense | $306.00k |
| Net Interest Income | $347.00k |
| Pre-tax Net Operating Income | $75.00k |
| Provision for Credit Losses | $-1,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $664.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.18M |
| Total Liabilities and Capital | $40.00M |
Securities
| Securities | $600.00k |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $600.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Home Federal Savings and Loan Association?
$40.00M as of the latest filing.
How much are Home Federal Savings and Loan Association's total deposits?
$33.20M in total deposits.
Where is Home Federal Savings and Loan Association located?
Bamberg, SC.
What is the Net Interest Margin?
3.65%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1920.
What is the Return on Assets (ROA)?
0.63%.
How much are total loans and leases?
$31.71M (latest filing).
What is the total interest income (latest filing)?
$571.00k.