Denver Savings Bank
Denver, IA
IDRSSD: 220844
Total Assets
$255.97M
Latest filing
Total Deposits
$193.01M
Latest filing
Net Interest Margin
3.05%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073912837DENVER, IA
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Denver Savings Bank
121 S State St
Denver, IA 50622
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1902FDIC Certificate 8138
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Denver Savings Bank (Main) | 121 S State St | Denver, IA |
| DENVER SAVINGS BANK - WAVERLY BRANCH | 1810 4th Street Sw | Waverly, IA |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
DeWitt Bank & Trust Co.
Dewitt, Iowa
→
Assets: $259.18MΔ +0.3%
Farmers and Merchants State Bank
Winterset, Iowa
→
Assets: $257.16MΔ -0.4%
Success Bank
Bloomfield, Iowa
→
Assets: $260.22MΔ +0.7%
The Citizens First National Bank of Storm Lake
Storm Lake, Iowa
→
Assets: $256.03MΔ -0.9%
State Savings Bank
West Des Moines, Iowa
→
Assets: $263.10MΔ +1.9%
Cherokee State Bank
Cherokee, Iowa
→
Assets: $263.87MΔ +2.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50622 |
| State and County Number | 19017 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Waterloo-Cedar Falls, IA |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankdsb.com |
| Data Updated | 01/30/2026 |
| CERT | 12857 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $255.97M |
| Total Deposits | $193.01M |
| Total Liabilities | $230.77M |
| Total Equity Capital | $25.21M |
| Net Income | $367.00k |
| Net Loans and Leases | $172.40M |
| Assets Per Employee ($Millions) | $9.14M |
| Bank Premises and Fixed Assets | $2.44M |
| Cash and Balances due from Depository Institutions | $19.52M |
| Deposits Held in Domestic Offices | $193.01M |
Key Performance Ratios
| Return on Assets (ROA) | 0.57% |
| Return on Equity (ROE) | 5.89% |
| Net Interest Margin | 3.05% |
| Efficiency Ratio | 79.05% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.847% |
| Earning Assets to total Assets | 93.86% |
Income and Expense
| Total Interest Income | $3.44M |
| Total Noninterest Income | $146.00k |
| Total Interest Expense | $1.60M |
| Total Noninterest Expense | $1.57M |
| Net Interest Income | $1.83M |
| Pre-tax Net Operating Income | $415.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $35.78M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.97M |
| Total Liabilities and Capital | $255.97M |
Securities
| Securities | $49.88M |
| Available-for-sale debt securities | $49.08M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $800.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Denver Savings Bank?
$255.97M as of the latest filing.
How much are Denver Savings Bank's total deposits?
$193.01M in total deposits.
Where is Denver Savings Bank located?
Denver, IA.
What is the Net Interest Margin?
3.05%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
0.57%.
How much are total loans and leases?
$172.40M (latest filing).
What is the total interest income (latest filing)?
$3.44M.