Greenfield Co-operative Bank
Greenfield, MA
IDRSSD: 326979
Total Assets
$835.88M
Latest filing
Total Deposits
$735.52M
Latest filing
Net Interest Margin
3.19%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Greenfield Co-operative Bank
63 Federal St
Greenfield, MA 01301
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1905FDIC Certificate 33005
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Greenfield Co-operative Bank (Main) | 63 Federal St | Greenfield, MA |
| NORTHFIELD BRANCH | 144 Main St | Northfield, MA |
| FEDERAL STREET BRANCH | 277 Federal St | Greenfield, MA |
| NORTHAMPTON BRANCH | 67 King St | Northampton, MA |
| SUNDERLAND BRANCH | 18 Amherst Rd | Sunderland, MA |
| FLORENCE OFFICE BRANCH | 6 Main St | Florence, MA |
| SHELBURNE FALLS BRANCH | 33-37 Bridge Road | Shelburne Falls, MA |
| COLLEGE STREET BRANCH | 390 College St | Amherst, MA |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 01301 |
| State and County Number | 25011 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Springfield, MA |
Operational Info
| Number of Employees | 114 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 10/22/1985 |
| Primary Insurance Agency | DIF |
| Website | www.greenfieldcoopbank.com |
| Data Updated | 11/14/2025 |
| CERT | 26397 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $835.88M |
| Total Deposits | $735.52M |
| Total Liabilities | $741.09M |
| Total Equity Capital | $94.79M |
| Net Income | $1.39M |
| Net Loans and Leases | $508.32M |
| Assets Per Employee ($Millions) | $7.67M |
| Bank Premises and Fixed Assets | $9.17M |
| Cash and Balances due from Depository Institutions | $88.80M |
| Deposits Held in Domestic Offices | $735.52M |
Key Performance Ratios
| Return on Assets (ROA) | 0.67% |
| Return on Equity (ROE) | 5.94% |
| Net Interest Margin | 3.19% |
| Efficiency Ratio | 74.77% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.34% |
| Earning Assets to total Assets | 93.73% |
Income and Expense
| Total Interest Income | $9.18M |
| Total Noninterest Income | $593.00k |
| Total Interest Expense | $2.94M |
| Total Noninterest Expense | $5.11M |
| Net Interest Income | $6.24M |
| Pre-tax Net Operating Income | $1.74M |
| Provision for Credit Losses | $-14,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.09M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.30M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.48M |
| Total Liabilities and Capital | $835.88M |
Securities
| Securities | $191.53M |
| Available-for-sale debt securities | $191.53M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Greenfield Co-operative Bank?
$835.88M as of the latest filing.
How much are Greenfield Co-operative Bank's total deposits?
$735.52M in total deposits.
Where is Greenfield Co-operative Bank located?
Greenfield, MA.
What is the Net Interest Margin?
3.19%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
0.67%.
How much are total loans and leases?
$508.32M (latest filing).
What is the total interest income (latest filing)?
$9.18M.