Greenfield Co-operative Bank
Greenfield, MA
IDRSSD: 326979
Total Assets
$845.77M
Latest filing
Total Deposits
$744.04M
Latest filing
Net Interest Margin
3.22%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Greenfield Co-operative Bank
63 Federal St
Greenfield, MA 01301
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1905FDIC Certificate 33005
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Greenfield Co-operative Bank (Main) | 63 Federal St | Greenfield, MA |
| NORTHFIELD BRANCH | 144 Main St | Northfield, MA |
| FEDERAL STREET BRANCH | 277 Federal St | Greenfield, MA |
| NORTHAMPTON BRANCH | 67 King St | Northampton, MA |
| SUNDERLAND BRANCH | 18 Amherst Rd | Sunderland, MA |
| FLORENCE OFFICE BRANCH | 6 Main St | Florence, MA |
| SHELBURNE FALLS BRANCH | 33-37 Bridge Road | Shelburne Falls, MA |
| COLLEGE STREET BRANCH | 390 College St | Amherst, MA |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 01301 |
| State and County Number | 25011 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Springfield, MA |
Operational Info
| Number of Employees | 109 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 10/22/1985 |
| Primary Insurance Agency | DIF |
| Website | www.greenfieldcoopbank.com |
| Data Updated | 01/30/2026 |
| CERT | 26397 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $845.77M |
| Total Deposits | $744.04M |
| Total Liabilities | $748.85M |
| Total Equity Capital | $96.92M |
| Net Income | $1.24M |
| Net Loans and Leases | $523.08M |
| Assets Per Employee ($Millions) | $7.55M |
| Bank Premises and Fixed Assets | $9.30M |
| Cash and Balances due from Depository Institutions | $80.17M |
| Deposits Held in Domestic Offices | $744.04M |
Key Performance Ratios
| Return on Assets (ROA) | 0.59% |
| Return on Equity (ROE) | 5.18% |
| Net Interest Margin | 3.22% |
| Efficiency Ratio | 75.18% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.459% |
| Earning Assets to total Assets | 93.75% |
Income and Expense
| Total Interest Income | $9.18M |
| Total Noninterest Income | $556.00k |
| Total Interest Expense | $2.84M |
| Total Noninterest Expense | $5.18M |
| Net Interest Income | $6.34M |
| Pre-tax Net Operating Income | $1.55M |
| Provision for Credit Losses | $164.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.09M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.43M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.72M |
| Total Liabilities and Capital | $845.77M |
Securities
| Securities | $193.65M |
| Available-for-sale debt securities | $193.65M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Greenfield Co-operative Bank?
$845.77M as of the latest filing.
How much are Greenfield Co-operative Bank's total deposits?
$744.04M in total deposits.
Where is Greenfield Co-operative Bank located?
Greenfield, MA.
What is the Net Interest Margin?
3.22%.
How many domestic offices does it operate?
10.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
0.59%.
How much are total loans and leases?
$523.08M (latest filing).
What is the total interest income (latest filing)?
$9.18M.