Institution Class	State chartered stock savings banks / S&L
Primary Regulator	FDIC
Established Date	01/01/1877
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	02780
State and County Number	25005
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	01
Numeric code	41
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	New York
Core Based Statistical Area Name	Providence-Warwick, RI-MA

Operational Info

Number of Employees	101
Domestic Offices	11
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	11/17/2024
Date of Deposit Insurance	04/17/1986
Primary Insurance Agency	DIF
Website	www.mechanics.bank
Data Updated	10/31/2025
CERT	26634
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$850.61M
Total Deposits	$662.37M
Total Liabilities	$745.61M
Total Equity Capital	$0
Net Income	$2.83M
Net Loans and Leases	$712.84M
Assets Per Employee ($Millions)	$0M
Bank Premises and Fixed Assets	$0
Cash and Balances due from Depository Institutions	$0
Deposits Held in Domestic Offices	$0

Key Performance Ratios

Return on Assets (ROA)	0%
Return on Equity (ROE)	0%
Net Interest Margin	0%
Efficiency Ratio	0%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	0%
Earning Assets to total Assets	0%

Income and Expense

Total Interest Income	$12.90M
Total Noninterest Income	$485.00k
Total Interest Expense	$4.32M
Total Noninterest Expense	$5.01M
Net Interest Income	$8.58M
Pre-tax Net Operating Income	$0
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Additional Financial Info

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$0
Total Liabilities and Capital	$0

Securities

Securities	$0
Available-for-sale debt securities	$0
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

About Mechanics Cooperative Bank

Explore the latest call report data for Mechanics Cooperative Bank. Review total assets, deposits, income and expense breakdowns, and trends over time. Compare with similar institutions in the same city, state, and asset tier.

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Frequently Asked Questions

What are the total assets of Mechanics Cooperative Bank?

$850.61M as of the latest filing.

How much are Mechanics Cooperative Bank's total deposits?

$662.37M in total deposits.

Where is Mechanics Cooperative Bank located?

Taunton, MA.

What is the Net Interest Margin?

Not available.

Is this bank FDIC insured?

Institutions that are currently open and insured by the FDIC.

How many domestic offices does it operate?

11.

When was it established?

01/01/1877.

Who is the primary regulator?

FDIC.