Greenfield Savings Bank
Greenfield, MA
IDRSSD: 632607
Total Assets
$1.47B
Latest filing
Total Deposits
$1.14B
Latest filing
Net Interest Margin
2.99%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
211371366WAKEFIELD, MA211870799GREENFIELD, MA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Greenfield Savings Bank
400 Main St
Greenfield, MA 01301
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/19/1869FDIC Certificate 17797
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Greenfield Savings Bank (Main) | 400 Main St | Greenfield, MA |
| CONWAY BRANCH | 181 W Parsons Dr | Conway, MA |
| TURNERS FALLS BRANCH | 282 Avenue A | Turners Falls, MA |
| SOUTH DEERFIELD BRANCH | 61 N Main St | South Deerfield, MA |
| SHELBURNE FALLS BRANCH | 58 Bridge St | Shelburne Falls, MA |
| UNIVERSITY DRIVE BRANCH | 6 University Dr | Amherst, MA |
| KING STREET NORTHAMPTON BRANCH | 325a King St | Northampton, MA |
| HADLEY BRANCH | 140 Russell Street | Hadley, MA |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 03/19/1869 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 01301 |
| State and County Number | 25011 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Springfield, MA |
Operational Info
| Number of Employees | 199 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 11/04/1985 |
| Primary Insurance Agency | DIF |
| Website | greenfieldsavings.com |
| Data Updated | 01/30/2026 |
| CERT | 90206 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.47B |
| Total Deposits | $1.14B |
| Total Liabilities | $1.33B |
| Total Equity Capital | $137.56M |
| Net Income | $1.70M |
| Net Loans and Leases | $1.18B |
| Assets Per Employee ($Millions) | $6.93M |
| Bank Premises and Fixed Assets | $21.28M |
| Cash and Balances due from Depository Institutions | $25.98M |
| Deposits Held in Domestic Offices | $1.14B |
Key Performance Ratios
| Return on Assets (ROA) | 0.47% |
| Return on Equity (ROE) | 5% |
| Net Interest Margin | 2.99% |
| Efficiency Ratio | 78.43% |
| Tier 1 Risk-Based Capital Ratio | 15.61% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.33% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.362% |
| Earning Assets to total Assets | 94.94% |
Income and Expense
| Total Interest Income | $17.02M |
| Total Noninterest Income | $2.07M |
| Total Interest Expense | $6.77M |
| Total Noninterest Expense | $9.66M |
| Net Interest Income | $10.26M |
| Pre-tax Net Operating Income | $1.45M |
| Provision for Credit Losses | $1.21M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $187.53M |
| Federal Funds Sold & Reverse Repurchase Agreement | $235.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.81M |
| Total Liabilities and Capital | $1.47B |
Securities
| Securities | $199.38M |
| Available-for-sale debt securities | $199.38M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Greenfield Savings Bank?
$1.47B as of the latest filing.
How much are Greenfield Savings Bank's total deposits?
$1.14B in total deposits.
Where is Greenfield Savings Bank located?
Greenfield, MA.
What is the Net Interest Margin?
2.99%.
How many domestic offices does it operate?
8.
When was it established?
03/19/1869.
What is the Return on Assets (ROA)?
0.47%.
How much are total loans and leases?
$1.18B (latest filing).
What is the total interest income (latest filing)?
$17.02M.