The Bank of Canton

Canton, MA
IDRSSD: 853804
Total Assets
$778.28M
Latest filing
Total Deposits
$661.59M
Latest filing
Net Interest Margin
3.87%
Profitability

Locations

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Main Office
The Bank of Canton
490 Turnpike St
Canton, MA 02021
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/04/1835FDIC Certificate 17768

Branches (5)

Page 1 of 1
NameAddressCity / State
The Bank of Canton (Main)490 Turnpike StCanton, MA
RANDOLPH BRANCH67 N Main StRandolph, MA
TURNPIKE STREET BRANCH259 Turnpike StCanton, MA
WASHINGTON ST BRANCH557 Washington StCanton, MA
AUBURN LOAN PRODUCTION OFFICE850 Southbridge StAuburn, MA
MCGRATH HIGHWAY BRANCH60 Mayor Thomas J Mcgrath HwyQuincy, MA
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date03/04/1835
Community BankYes
Ownership TypeNot Mutual
ZIP02021
State and County Number25021
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number01
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameBoston-Cambridge-Newton, MA-NH

Operational Info

Number of Employees106
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance10/11/1985
Primary Insurance AgencyDIF
Websitewww.thebankofcanton.com
Data Updated11/14/2025
CERT90175
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$778.28M
Total Deposits$661.59M
Total Liabilities$668.21M
Total Equity Capital$110.07M
Net Income$1.74M
Net Loans and Leases$526.62M
Assets Per Employee ($Millions)$7.63M
Bank Premises and Fixed Assets$4.72M
Cash and Balances due from Depository Institutions$91.75M
Deposits Held in Domestic Offices$661.59M

Key Performance Ratios

Return on Assets (ROA)0.91%
Return on Equity (ROE)6.39%
Net Interest Margin3.87%
Efficiency Ratio71.27%
Tier 1 Risk-Based Capital Ratio22.566%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.142%
Earning Assets to total Assets94.77%

Income and Expense

Total Interest Income$9.66M
Total Noninterest Income$1.25M
Total Interest Expense$2.64M
Total Noninterest Expense$5.89M
Net Interest Income$7.02M
Pre-tax Net Operating Income$2.31M
Provision for Credit Losses$60.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$548.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.08M
Total Liabilities and Capital$778.28M

Securities

Securities$121.26M
Available-for-sale debt securities$121.26M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Bank of Canton?
$778.28M as of the latest filing.
How much are The Bank of Canton's total deposits?
$661.59M in total deposits.
Where is The Bank of Canton located?
Canton, MA.
What is the Net Interest Margin?
3.87%.
How many domestic offices does it operate?
6.
When was it established?
03/04/1835.
What is the Return on Assets (ROA)?
0.91%.
How much are total loans and leases?
$526.62M (latest filing).
What is the total interest income (latest filing)?
$9.66M.