StonehamBank, A Co-operative Bank
Stoneham, MA
IDRSSD: 954279
Total Assets
$866.03M
Latest filing
Total Deposits
$707.43M
Latest filing
Net Interest Margin
2.91%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
StonehamBank, A Co-operative Bank
80 Montvale Ave
Stoneham, MA 02180
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1887FDIC Certificate 35258
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| StonehamBank, A Co-operative Bank (Main) | 80 Montvale Ave | Stoneham, MA |
| BILLERICA BRANCH | 493 Boston Rd | Billerica, MA |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The Savings Bank
Wakefield, Massachusetts
→
Assets: $836.54MΔ -1.9%
Greenfield Co-operative Bank
Greenfield, Massachusetts
→
Assets: $832.15MΔ -2.4%
Mechanics Cooperative Bank
Taunton, Massachusetts
→
Assets: $830.58MΔ -2.6%
Winchester Co-operative Bank
Winchester, Massachusetts
→
Assets: $881.32MΔ +3.3%
Savers Co-operative Bank
Southbridge, Massachusetts
→
Assets: $787.50MΔ -7.7%
Rollstone Bank & Trust
Fitchburg, Massachusetts
→
Assets: $931.10MΔ +9.2%
Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1887 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 02180 |
| State and County Number | 25017 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 74 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 02/14/1986 |
| Primary Insurance Agency | DIF |
| Website | stonehambank.com |
| Data Updated | 11/14/2025 |
| CERT | 26559 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $866.03M |
| Total Deposits | $707.43M |
| Total Liabilities | $799.69M |
| Total Equity Capital | $66.34M |
| Net Income | $1.39M |
| Net Loans and Leases | $695.42M |
| Assets Per Employee ($Millions) | $11.55M |
| Bank Premises and Fixed Assets | $8.22M |
| Cash and Balances due from Depository Institutions | $50.25M |
| Deposits Held in Domestic Offices | $707.43M |
Key Performance Ratios
| Return on Assets (ROA) | 0.65% |
| Return on Equity (ROE) | 8.53% |
| Net Interest Margin | 2.91% |
| Efficiency Ratio | 72.8% |
| Tier 1 Risk-Based Capital Ratio | 12.399% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.66% |
| Earning Assets to total Assets | 96.89% |
Income and Expense
| Total Interest Income | $10.76M |
| Total Noninterest Income | $621.00k |
| Total Interest Expense | $4.70M |
| Total Noninterest Expense | $4.86M |
| Net Interest Income | $6.06M |
| Pre-tax Net Operating Income | $1.76M |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $88.30M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.96M |
| Total Liabilities and Capital | $866.03M |
Securities
| Securities | $96.52M |
| Available-for-sale debt securities | $94.42M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of StonehamBank, A Co-operative Bank?
$866.03M as of the latest filing.
How much are StonehamBank, A Co-operative Bank's total deposits?
$707.43M in total deposits.
Where is StonehamBank, A Co-operative Bank located?
Stoneham, MA.
What is the Net Interest Margin?
2.91%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1887.
What is the Return on Assets (ROA)?
0.65%.
How much are total loans and leases?
$695.42M (latest filing).
What is the total interest income (latest filing)?
$10.76M.