Coastal Heritage Bank

Weymouth, MA
IDRSSD: 115575
Total Assets
$950.78M
Latest filing
Total Deposits
$769.02M
Latest filing
Net Interest Margin
2.85%
Profitability

Locations

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Main Office
Coastal Heritage Bank
195 Washington St
Weymouth, MA 02188
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1889FDIC Certificate 35296

Branches (11)

Page 1 of 2
NameAddressCity / State
Coastal Heritage Bank (Main)195 Washington StWeymouth, MA
ONLINE BRANCH744 Broad StEast Weymouth, MA
PATRIOT BRANCH50 Patriot PkwyWeymouth, MA
MARSHFIELD BRANCH560 Plain StMaarshfield, MA
BROAD STREET BRANCH744 Broad StEast Weymouth, MA
QUINCY BRANCH30 Franklin StQuincy, MA
KINGSTON BRANCH83 Summer StKingston, MA
SCITUATE FED BANK BRANCH72 Front StScituate, MA
Showing 7 of 11

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1889
Community BankYes
Ownership TypeNot Mutual
ZIP02188
State and County Number25021
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number01
Numeric code15
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameBoston-Cambridge-Newton, MA-NH

Operational Info

Number of Employees112
Domestic Offices12
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance03/11/1986
Primary Insurance AgencyDIF
Websitewww.coastalheritagebank.com
Data Updated11/14/2025
CERT26591
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$950.78M
Total Deposits$769.02M
Total Liabilities$846.34M
Total Equity Capital$104.44M
Net Income$870.00k
Net Loans and Leases$769.37M
Assets Per Employee ($Millions)$8.72M
Bank Premises and Fixed Assets$8.27M
Cash and Balances due from Depository Institutions$28.25M
Deposits Held in Domestic Offices$769.02M

Key Performance Ratios

Return on Assets (ROA)0.36%
Return on Equity (ROE)3.36%
Net Interest Margin2.85%
Efficiency Ratio78.62%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.984%
Earning Assets to total Assets94.71%

Income and Expense

Total Interest Income$10.92M
Total Noninterest Income$655.00k
Total Interest Expense$4.48M
Total Noninterest Expense$5.78M
Net Interest Income$6.44M
Pre-tax Net Operating Income$1.14M
Provision for Credit Losses$174.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$69.84M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$7.48M
Total Liabilities and Capital$950.78M

Securities

Securities$110.88M
Available-for-sale debt securities$110.88M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Coastal Heritage Bank?
$950.78M as of the latest filing.
How much are Coastal Heritage Bank's total deposits?
$769.02M in total deposits.
Where is Coastal Heritage Bank located?
Weymouth, MA.
What is the Net Interest Margin?
2.85%.
How many domestic offices does it operate?
12.
When was it established?
01/01/1889.
What is the Return on Assets (ROA)?
0.36%.
How much are total loans and leases?
$769.37M (latest filing).
What is the total interest income (latest filing)?
$10.92M.