Greater State Bank
Mcallen, TX
IDRSSD: 518877
Total Assets
$177.12M
Latest filing
Total Deposits
$156.80M
Latest filing
Net Interest Margin
6.19%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
314973548FALFURRIAS, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Greater State Bank
3300 N 10th St
Mcallen, TX 78501
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1974FDIC Certificate 44596
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Greater State Bank (Main) | 3300 N 10th St | Mcallen, TX |
| 412 N SMITH BRANCH | 412 N Smith Ave | Hebbronville, TX |
| FALFURRIAS BRANCH | 131 E Rice St | Falfurrias, TX |
| WESLACO BRANCH | 255 N. Texas Blvd | Weslaco, TX |
| SALINAS BOULEVARD DONNA BRANCH | 118 North D. Salinas Boulevard | Donna, TX |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1974 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78501 |
| State and County Number | 48215 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | McAllen-Edinburg-Mission, TX |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | greaterstate.bank |
| Data Updated | 01/30/2026 |
| CERT | 31762 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $177.12M |
| Total Deposits | $156.80M |
| Total Liabilities | $158.59M |
| Total Equity Capital | $18.53M |
| Net Income | $622.00k |
| Net Loans and Leases | $133.03M |
| Assets Per Employee ($Millions) | $3.34M |
| Bank Premises and Fixed Assets | $8.40M |
| Cash and Balances due from Depository Institutions | $28.34M |
| Deposits Held in Domestic Offices | $156.80M |
Key Performance Ratios
| Return on Assets (ROA) | 1.41% |
| Return on Equity (ROE) | 13.52% |
| Net Interest Margin | 6.19% |
| Efficiency Ratio | 73.58% |
| Tier 1 Risk-Based Capital Ratio | 14.301% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.46% |
| Earning Assets to total Assets | 92.55% |
Income and Expense
| Total Interest Income | $3.16M |
| Total Noninterest Income | $378.00k |
| Total Interest Expense | $617.00k |
| Total Noninterest Expense | $2.15M |
| Net Interest Income | $2.54M |
| Pre-tax Net Operating Income | $771.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.79M |
| Total Liabilities and Capital | $177.12M |
Securities
| Securities | $6.00M |
| Available-for-sale debt securities | $6.00M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Greater State Bank?
$177.12M as of the latest filing.
How much are Greater State Bank's total deposits?
$156.80M in total deposits.
Where is Greater State Bank located?
Mcallen, TX.
What is the Net Interest Margin?
6.19%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1974.
What is the Return on Assets (ROA)?
1.41%.
How much are total loans and leases?
$133.03M (latest filing).
What is the total interest income (latest filing)?
$3.16M.