Greater State Bank
Mcallen, TX
IDRSSD: 518877
Total Assets
$176.28M
Latest filing
Total Deposits
$156.45M
Latest filing
Net Interest Margin
5.91%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Greater State Bank
3300 N 10th St
Mcallen, TX 78501
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1974FDIC Certificate 44596
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Greater State Bank (Main) | 3300 N 10th St | Mcallen, TX |
| 412 N SMITH BRANCH | 412 N Smith Ave | Hebbronville, TX |
| FALFURRIAS BRANCH | 131 E Rice St | Falfurrias, TX |
| WESLACO BRANCH | 255 N. Texas Blvd | Weslaco, TX |
| SALINAS BOULEVARD DONNA BRANCH | 118 North D. Salinas Boulevard | Donna, TX |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1974 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78501 |
| State and County Number | 48215 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | McAllen-Edinburg-Mission, TX |
Operational Info
| Number of Employees | 45 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | greaterstate.bank |
| Data Updated | 11/14/2025 |
| CERT | 31762 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $176.28M |
| Total Deposits | $156.45M |
| Total Liabilities | $157.99M |
| Total Equity Capital | $18.29M |
| Net Income | $587.00k |
| Net Loans and Leases | $125.72M |
| Assets Per Employee ($Millions) | $3.46M |
| Bank Premises and Fixed Assets | $7.57M |
| Cash and Balances due from Depository Institutions | $34.67M |
| Deposits Held in Domestic Offices | $156.45M |
Key Performance Ratios
| Return on Assets (ROA) | 1.35% |
| Return on Equity (ROE) | 13.07% |
| Net Interest Margin | 5.91% |
| Efficiency Ratio | 71% |
| Tier 1 Risk-Based Capital Ratio | 15.306% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.376% |
| Earning Assets to total Assets | 93.23% |
Income and Expense
| Total Interest Income | $3.09M |
| Total Noninterest Income | $355.00k |
| Total Interest Expense | $697.00k |
| Total Noninterest Expense | $1.95M |
| Net Interest Income | $2.39M |
| Pre-tax Net Operating Income | $757.00k |
| Provision for Credit Losses | $39.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.53M |
| Total Liabilities and Capital | $176.28M |
Securities
| Securities | $6.96M |
| Available-for-sale debt securities | $6.96M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Greater State Bank?
$176.28M as of the latest filing.
How much are Greater State Bank's total deposits?
$156.45M in total deposits.
Where is Greater State Bank located?
Mcallen, TX.
What is the Net Interest Margin?
5.91%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1974.
What is the Return on Assets (ROA)?
1.35%.
How much are total loans and leases?
$125.72M (latest filing).
What is the total interest income (latest filing)?
$3.09M.