Normangee State Bank

Normangee, TX
IDRSSD: 958763
Total Assets
$163.47M
Latest filing
Total Deposits
$137.40M
Latest filing
Net Interest Margin
4.43%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Normangee State Bank
202 Main Street
Normangee, TX 77871
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1912FDIC Certificate 2186

Branches (1)

Page 1 of 1
NameAddressCity / State
Normangee State Bank (Main)202 Main StreetNormangee, TX
MADISONVILLE BRANCH401 North May StreetMadisonville, TX
Showing 1 of 1

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1912
Community BankYes
Ownership TypeNot Mutual
ZIP77871
State and County Number48289
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees30
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/25/2019
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.normangeestatebank.com
Data Updated11/14/2025
CERT3368
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$163.47M
Total Deposits$137.40M
Total Liabilities$144.25M
Total Equity Capital$19.21M
Net Income$218.00k
Net Loans and Leases$91.54M
Assets Per Employee ($Millions)$5.27M
Bank Premises and Fixed Assets$6.37M
Cash and Balances due from Depository Institutions$16.26M
Deposits Held in Domestic Offices$137.40M

Key Performance Ratios

Return on Assets (ROA)0.55%
Return on Equity (ROE)4.65%
Net Interest Margin4.43%
Efficiency Ratio83.51%
Tier 1 Risk-Based Capital Ratio25.984%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.752%
Earning Assets to total Assets92.2%

Income and Expense

Total Interest Income$2.05M
Total Noninterest Income$5.00k
Total Interest Expense$446.00k
Total Noninterest Expense$1.35M
Net Interest Income$1.61M
Pre-tax Net Operating Income$266.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$806.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$826.00k
Federal Funds Purchased and Repurchased Agreement$6.00M
All Other Liabilities$859.00k
Total Liabilities and Capital$163.47M

Securities

Securities$44.80M
Available-for-sale debt securities$44.80M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Normangee State Bank?
$163.47M as of the latest filing.
How much are Normangee State Bank's total deposits?
$137.40M in total deposits.
Where is Normangee State Bank located?
Normangee, TX.
What is the Net Interest Margin?
4.43%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1912.
What is the Return on Assets (ROA)?
0.55%.
How much are total loans and leases?
$91.54M (latest filing).
What is the total interest income (latest filing)?
$2.05M.