First State Bank
Paint Rock, TX
IDRSSD: 719964
Total Assets
$168.09M
Latest filing
Total Deposits
$143.00M
Latest filing
Net Interest Margin
3.96%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank
245 W Moss St
Paint Rock, TX 76866
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1910FDIC Certificate 11729
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank (Main) | 245 W Moss St | Paint Rock, TX |
| SAN ANGELO BRANCH | 402 Smith Blvd | San Angelo, TX |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76866 |
| State and County Number | 48095 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2018 |
| Date of Deposit Insurance | 06/20/1957 |
| Primary Insurance Agency | DIF |
| Website | www.fsbpaintrock.com |
| Data Updated | 11/14/2025 |
| CERT | 17775 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $168.09M |
| Total Deposits | $143.00M |
| Total Liabilities | $144.89M |
| Total Equity Capital | $23.20M |
| Net Income | $995.00k |
| Net Loans and Leases | $57.14M |
| Assets Per Employee ($Millions) | $12.93M |
| Bank Premises and Fixed Assets | $327.00k |
| Cash and Balances due from Depository Institutions | $53.63M |
| Deposits Held in Domestic Offices | $143.00M |
Key Performance Ratios
| Return on Assets (ROA) | 2.42% |
| Return on Equity (ROE) | 17.49% |
| Net Interest Margin | 3.96% |
| Efficiency Ratio | 40.98% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.801% |
| Earning Assets to total Assets | 96.15% |
Income and Expense
| Total Interest Income | $2.04M |
| Total Noninterest Income | $123.00k |
| Total Interest Expense | $473.00k |
| Total Noninterest Expense | $691.00k |
| Net Interest Income | $1.56M |
| Pre-tax Net Operating Income | $995.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.89M |
| Total Liabilities and Capital | $168.09M |
Securities
| Securities | $51.72M |
| Available-for-sale debt securities | $28.70M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $23.02M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank?
$168.09M as of the latest filing.
How much are First State Bank's total deposits?
$143.00M in total deposits.
Where is First State Bank located?
Paint Rock, TX.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
2.42%.
How much are total loans and leases?
$57.14M (latest filing).
What is the total interest income (latest filing)?
$2.04M.