Citizens State Bank
Corrigan, TX
IDRSSD: 899651
Total Assets
$187.07M
Latest filing
Total Deposits
$165.32M
Latest filing
Net Interest Margin
4.24%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
3 routesView all→
113118342CORRIGAN, TX114907633ROMA, TX111901629WAXAHACHIE, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Citizens State Bank
300 N Home St
Corrigan, TX 75939
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1919FDIC Certificate 7603
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Citizens State Bank (Main) | 300 N Home St | Corrigan, TX |
| GROVETON BRANCH | 117 W 1st St | Groveton, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1919 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75939 |
| State and County Number | 48373 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.csbanktx.com |
| Data Updated | 01/30/2026 |
| CERT | 11905 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $187.07M |
| Total Deposits | $165.32M |
| Total Liabilities | $167.03M |
| Total Equity Capital | $20.04M |
| Net Income | $920.00k |
| Net Loans and Leases | $121.34M |
| Assets Per Employee ($Millions) | $6.93M |
| Bank Premises and Fixed Assets | $163.00k |
| Cash and Balances due from Depository Institutions | $8.64M |
| Deposits Held in Domestic Offices | $165.32M |
Key Performance Ratios
| Return on Assets (ROA) | 1.97% |
| Return on Equity (ROE) | 18.44% |
| Net Interest Margin | 4.24% |
| Efficiency Ratio | 44.57% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.57% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.714% |
| Earning Assets to total Assets | 95.86% |
Income and Expense
| Total Interest Income | $2.68M |
| Total Noninterest Income | $237.00k |
| Total Interest Expense | $776.00k |
| Total Noninterest Expense | $953.00k |
| Net Interest Income | $1.90M |
| Pre-tax Net Operating Income | $920.00k |
| Provision for Credit Losses | $265.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.50M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.71M |
| Total Liabilities and Capital | $187.07M |
Securities
| Securities | $51.12M |
| Available-for-sale debt securities | $51.12M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens State Bank?
$187.07M as of the latest filing.
How much are Citizens State Bank's total deposits?
$165.32M in total deposits.
Where is Citizens State Bank located?
Corrigan, TX.
What is the Net Interest Margin?
4.24%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1919.
What is the Return on Assets (ROA)?
1.97%.
How much are total loans and leases?
$121.34M (latest filing).
What is the total interest income (latest filing)?
$2.68M.