First Texas National Bank
Floydada, TX
IDRSSD: 393252
Total Assets
$185.55M
Latest filing
Total Deposits
$165.49M
Latest filing
Net Interest Margin
5.08%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Texas National Bank
124 S Main St
Floydada, TX 79235
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1890FDIC Certificate 2057
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Texas National Bank (Main) | 124 S Main St | Floydada, TX |
| FIRST TEXAS NATIONAL BANK BRANCH | 3730 N. Loy Lake Road | Sherman, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1890 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79235 |
| State and County Number | 48153 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firsttexasnb.com |
| Data Updated | 11/14/2025 |
| CERT | 3197 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $185.55M |
| Total Deposits | $165.49M |
| Total Liabilities | $166.64M |
| Total Equity Capital | $18.92M |
| Net Income | $1.03M |
| Net Loans and Leases | $148.38M |
| Assets Per Employee ($Millions) | $7.73M |
| Bank Premises and Fixed Assets | $4.37M |
| Cash and Balances due from Depository Institutions | $19.63M |
| Deposits Held in Domestic Offices | $165.49M |
Key Performance Ratios
| Return on Assets (ROA) | 2.34% |
| Return on Equity (ROE) | 22.33% |
| Net Interest Margin | 5.08% |
| Efficiency Ratio | 48.64% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.29% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.195% |
| Earning Assets to total Assets | 91.94% |
Income and Expense
| Total Interest Income | $3.02M |
| Total Noninterest Income | $208.00k |
| Total Interest Expense | $956.00k |
| Total Noninterest Expense | $1.11M |
| Net Interest Income | $2.07M |
| Pre-tax Net Operating Income | $1.03M |
| Provision for Credit Losses | $129.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.15M |
| Total Liabilities and Capital | $185.55M |
Securities
| Securities | $9.83M |
| Available-for-sale debt securities | $9.83M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Texas National Bank?
$185.55M as of the latest filing.
How much are First Texas National Bank's total deposits?
$165.49M in total deposits.
Where is First Texas National Bank located?
Floydada, TX.
What is the Net Interest Margin?
5.08%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1890.
What is the Return on Assets (ROA)?
2.34%.
How much are total loans and leases?
$148.38M (latest filing).
What is the total interest income (latest filing)?
$3.02M.