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The Friendship State Bank

Friendship, IN
IDRSSD: 427241
Total Assets
$549.88M
Latest filing
Total Deposits
$472.76M
Latest filing
Net Interest Margin
3.18%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date10/26/1912
Community BankYes
Ownership TypeNot Mutual
ZIP47021
State and County Number18137
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees118
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/29/2021
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.friendshipstatebank.com
Data Updated11/14/2025
CERT13130
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$549.88M
Total Deposits$472.76M
Total Liabilities$511.22M
Total Equity Capital$38.67M
Net Income$981.00k
Net Loans and Leases$318.93M
Assets Per Employee ($Millions)$4.62M
Bank Premises and Fixed Assets$13.14M
Cash and Balances due from Depository Institutions$13.72M
Deposits Held in Domestic Offices$472.76M

Key Performance Ratios

Return on Assets (ROA)0.72%
Return on Equity (ROE)10.44%
Net Interest Margin3.18%
Efficiency Ratio80.08%
Tier 1 Risk-Based Capital Ratio14.957%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.032%
Earning Assets to total Assets92.26%

Income and Expense

Total Interest Income$6.28M
Total Noninterest Income$1.65M
Total Interest Expense$2.26M
Total Noninterest Expense$4.54M
Net Interest Income$4.02M
Pre-tax Net Operating Income$1.13M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$35.00M
Federal Funds Sold & Reverse Repurchase Agreement$160.00k
Federal Funds Purchased and Repurchased Agreement$561.00k
All Other Liabilities$2.89M
Total Liabilities and Capital$549.88M

Securities

Securities$184.40M
Available-for-sale debt securities$183.03M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Friendship State Bank?
$549.88M as of the latest filing.
How much are The Friendship State Bank's total deposits?
$472.76M in total deposits.
Where is The Friendship State Bank located?
Friendship, IN.
What is the Net Interest Margin?
3.18%.
How many domestic offices does it operate?
9.
When was it established?
10/26/1912.
What is the Return on Assets (ROA)?
0.72%.
How much are total loans and leases?
$318.93M (latest filing).
What is the total interest income (latest filing)?
$6.28M.