The Four County Bank
Allentown, GA
IDRSSD: 7634
Total Assets
$91.66M
Latest filing
Total Deposits
$79.53M
Latest filing
Net Interest Margin
4.63%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061112034ALLENTOWN, GA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Four County Bank
959 Main St
Allentown, GA 31017
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/15/1941FDIC Certificate 10136
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The Four County Bank (Main) | 959 Main St | Allentown, GA | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/15/1941 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31017 |
| State and County Number | 13319 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/13/1942 |
| Primary Insurance Agency | DIF |
| Website | THEFOURCOUNTYBANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 15904 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $91.66M |
| Total Deposits | $79.53M |
| Total Liabilities | $79.95M |
| Total Equity Capital | $11.71M |
| Net Income | $423.00k |
| Net Loans and Leases | $60.01M |
| Assets Per Employee ($Millions) | $7.05M |
| Bank Premises and Fixed Assets | $373.00k |
| Cash and Balances due from Depository Institutions | $18.18M |
| Deposits Held in Domestic Offices | $79.53M |
Key Performance Ratios
| Return on Assets (ROA) | 1.86% |
| Return on Equity (ROE) | 14.78% |
| Net Interest Margin | 4.63% |
| Efficiency Ratio | 57.46% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.774% |
| Earning Assets to total Assets | 97.38% |
Income and Expense
| Total Interest Income | $1.50M |
| Total Noninterest Income | $51.00k |
| Total Interest Expense | $467.00k |
| Total Noninterest Expense | $620.00k |
| Net Interest Income | $1.03M |
| Pre-tax Net Operating Income | $423.00k |
| Provision for Credit Losses | $36.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $418.00k |
| Total Liabilities and Capital | $91.66M |
Securities
| Securities | $11.77M |
| Available-for-sale debt securities | $11.77M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Four County Bank?
$91.66M as of the latest filing.
How much are The Four County Bank's total deposits?
$79.53M in total deposits.
Where is The Four County Bank located?
Allentown, GA.
What is the Net Interest Margin?
4.63%.
How many domestic offices does it operate?
1.
When was it established?
09/15/1941.
What is the Return on Assets (ROA)?
1.86%.
How much are total loans and leases?
$60.01M (latest filing).
What is the total interest income (latest filing)?
$1.50M.