First United Bank and Trust Company
Durant, OK
IDRSSD: 509950
Total Assets
$16.27B
Latest filing
Total Deposits
$13.13B
Latest filing
Net Interest Margin
3.69%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
103100881DURANT, OK111901645DURANT, OK
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First United Bank and Trust Company
1400 W Main St
Durant, OK 74701
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1900FDIC Certificate 2782
Branches (83)
Page 1 of 12| Name | Address | City / State |
|---|---|---|
| First United Bank and Trust Company (Main) | 1400 W Main St | Durant, OK |
| KRUM BRANCH | 960 E Mccart St | Krum, TX |
| SAPULPA BRANCH | 315 E Dewey Ave | Sapulpa, OK |
| DENISON MAIN BRANCH | 931 W Main St | Denison, TX |
| SHAWNEE BRANCH | 2600 N Harrison St | Shawnee, OK |
| OKC SOUTHWESTERN BRANCH | 6000 S Western Ave | Oklahoma City, OK |
| SHERMAN TAYLOR BRANCH | 401 E Taylor St | Sherman, TX |
| MARBLE FALLS BRANCH | 418 N Us Highway 281 | Marble Falls, TX |
Showing 7 of 83
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1900 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 74701 |
| State and County Number | 40013 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Durant, OK |
Operational Info
| Number of Employees | 1,898 |
| Domestic Offices | 84 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/27/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstunitedbank.com |
| Data Updated | 01/30/2026 |
| CERT | 4239 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $16.27B |
| Total Deposits | $13.13B |
| Total Liabilities | $14.71B |
| Total Equity Capital | $1.56B |
| Net Income | $47.48M |
| Net Loans and Leases | $12.49B |
| Assets Per Employee ($Millions) | $8.61M |
| Bank Premises and Fixed Assets | $434.71M |
| Cash and Balances due from Depository Institutions | $330.72M |
| Deposits Held in Domestic Offices | $13.13B |
Key Performance Ratios
| Return on Assets (ROA) | 1.17% |
| Return on Equity (ROE) | 12.63% |
| Net Interest Margin | 3.69% |
| Efficiency Ratio | 66.4% |
| Tier 1 Risk-Based Capital Ratio | 12.245% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.579% |
| Earning Assets to total Assets | 90.82% |
Income and Expense
| Total Interest Income | $231.18M |
| Total Noninterest Income | $32.04M |
| Total Interest Expense | $94.06M |
| Total Noninterest Expense | $114.76M |
| Net Interest Income | $137.11M |
| Pre-tax Net Operating Income | $57.31M |
| Provision for Credit Losses | $-2,911,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $21.61M |
| Other borrowed funds | $1.36B |
| Federal Funds Sold & Reverse Repurchase Agreement | $46.96M |
| Federal Funds Purchased and Repurchased Agreement | $97.52M |
| All Other Liabilities | $122.06M |
| Total Liabilities and Capital | $16.27B |
Securities
| Securities | $2.07B |
| Available-for-sale debt securities | $1.65B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $3.09M |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First United Bank and Trust Company?
$16.27B as of the latest filing.
How much are First United Bank and Trust Company's total deposits?
$13.13B in total deposits.
Where is First United Bank and Trust Company located?
Durant, OK.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
84.
When was it established?
01/01/1900.
What is the Return on Assets (ROA)?
1.17%.
How much are total loans and leases?
$12.49B (latest filing).
What is the total interest income (latest filing)?
$231.18M.