Armstrong Bank

Muskogee, OK
IDRSSD: 470452
Total Assets
$3.05B
Latest filing
Total Deposits
$2.81B
Latest filing
Net Interest Margin
4.05%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

103104528MUSKOGEE, OK

Key People

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Locations

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Main Office
Armstrong Bank
1215 W Okmulgee St
Muskogee, OK 74401
Full Service - Brick and Mortar
Updated 10/23/2026Established 03/15/1910FDIC Certificate 1532

Branches (29)

Page 1 of 5
NameAddressCity / State
Armstrong Bank (Main)1215 W Okmulgee StMuskogee, OK
WARNER BRANCH810 Campbell AveWarner, OK
MULDROW BRANCH810 E Shawntel Smith BlvdMuldrow, OK
OWASSO BRANCH12401 E 86th St NOwasso, OK
1700 SOUTH LYNN RIGGS BRANCH1700 S Lynn Riggs BlvdClaremore, OK
CHECOTAH BRANCH1111 W Gentry AveChecotah, OK
VIAN BRANCH102 West Schley StreetVian, OK
PAWNEE BRANCH501 Harrison StPawnee, OK
Showing 7 of 29

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Watch Panel

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Growth

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Allowance

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Nonperforming

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Charge-off

Net charge-off signals

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date03/15/1910
Community BankNo
Ownership TypeNot Mutual
ZIP74401
State and County Number40101
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameMuskogee, OK

Operational Info

Number of Employees421
Domestic Offices29
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date04/21/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.armstrong.bank
Data Updated10/23/2026
CERT2315
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.05B
Total Deposits$2.81B
Total Liabilities$2.84B
Total Equity Capital$215.39M
Net Income$8.80M
Net Loans and Leases$2.18B
Assets Per Employee ($Millions)$6.58M
Bank Premises and Fixed Assets$93.04M
Cash and Balances due from Depository Institutions$185.40M
Deposits Held in Domestic Offices$2.81B

Key Performance Ratios

Return on Assets (ROA)1.19%
Return on Equity (ROE)15.7%
Net Interest Margin4.05%
Efficiency Ratio63.69%
Tier 1 Risk-Based Capital Ratio12.681%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.16%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.051%
Earning Assets to total Assets92.68%

Income and Expense

Total Interest Income$42.32M
Total Noninterest Income$6.64M
Total Interest Expense$14.62M
Total Noninterest Expense$21.91M
Net Interest Income$27.71M
Pre-tax Net Operating Income$11.24M
Provision for Credit Losses$1.19M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$1.81M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.80M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$24.81M
Total Liabilities and Capital$3.05B

Securities

Securities$493.64M
Available-for-sale debt securities$483.77M
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Armstrong Bank?
$3.05B as of the latest filing.
How much are Armstrong Bank's total deposits?
$2.81B in total deposits.
Where is Armstrong Bank located?
Muskogee, OK.
What is the Net Interest Margin?
4.05%.
How many domestic offices does it operate?
29.
When was it established?
03/15/1910.
What is the Return on Assets (ROA)?
1.19%.
How much are total loans and leases?
$2.18B (latest filing).
What is the total interest income (latest filing)?
$42.32M.