International Bank of Commerce
Oklahoma City, OK
IDRSSD: 5050028
Total Assets
$1.62B
Latest filing
Total Deposits
$1.12B
Latest filing
Net Interest Margin
4.08%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
International Bank of Commerce
3817 N West Expy
Oklahoma City, OK 73112
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/2017FDIC Certificate 575595
Branches (40)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| International Bank of Commerce (Main) | 3817 N West Expy | Oklahoma City, OK |
| LAWTON FINANCIAL CENTER BRANCH | 6425 Nw Cache Rd | Lawton, OK |
| NORMAN BRANCH | 1461 24th Ave Nw | Norman, OK |
| PARK AVENUE BRANCH | 100 Park Ave | Oklahoma City, OK |
| BETHANY BRANCH | 7723 Nw 23rd St | Bethany, OK |
| CHATENAY SQUARE BRANCH | 10500 S Pennsylvania Ave | Oklahoma City, OK |
| QUAIL CREEK BRANCH | 12241 N May Ave | Oklahoma City, OK |
| PORTLAND BRANCH | 2301 N Portland Ave | Oklahoma City, OK |
Showing 7 of 40
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Bank 7
Oklahoma City, Oklahoma
→
Assets: $1.89BΔ +16.0%
First National Bank of Oklahoma
Oklahoma City, Oklahoma
→
Assets: $895.99MΔ -45.0%
First Liberty Bank
Oklahoma City, Oklahoma
→
Assets: $835.66MΔ -48.7%
Quail Creek Bank
Oklahoma City, Oklahoma
→
Assets: $798.53MΔ -51.0%
Valliance Bank
Oklahoma City, Oklahoma
→
Assets: $761.24MΔ -53.3%
All America Bank
Oklahoma City, Oklahoma
→
Assets: $599.67MΔ -63.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/2017 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 73112 |
| State and County Number | 40109 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Oklahoma City, OK |
Operational Info
| Number of Employees | 257 |
| Domestic Offices | 41 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/30/2022 |
| Date of Deposit Insurance | 01/01/2017 |
| Primary Insurance Agency | DIF |
| Website | www.ibc.com |
| Data Updated | 01/30/2026 |
| CERT | 59093 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.62B |
| Total Deposits | $1.12B |
| Total Liabilities | $1.37B |
| Total Equity Capital | $245.71M |
| Net Income | $6.84M |
| Net Loans and Leases | $673.18M |
| Assets Per Employee ($Millions) | $6.45M |
| Bank Premises and Fixed Assets | $123.38M |
| Cash and Balances due from Depository Institutions | $24.44M |
| Deposits Held in Domestic Offices | $1.12B |
Key Performance Ratios
| Return on Assets (ROA) | 1.68% |
| Return on Equity (ROE) | 11.34% |
| Net Interest Margin | 4.08% |
| Efficiency Ratio | 47.84% |
| Tier 1 Risk-Based Capital Ratio | 20.689% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.175% |
| Earning Assets to total Assets | 79.89% |
Income and Expense
| Total Interest Income | $18.26M |
| Total Noninterest Income | $4.26M |
| Total Interest Expense | $5.10M |
| Total Noninterest Expense | $8.34M |
| Net Interest Income | $13.16M |
| Pre-tax Net Operating Income | $8.89M |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $501.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $233.99M |
| All Other Liabilities | $20.09M |
| Total Liabilities and Capital | $1.62B |
Securities
| Securities | $620.47M |
| Available-for-sale debt securities | $620.47M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of International Bank of Commerce?
$1.62B as of the latest filing.
How much are International Bank of Commerce's total deposits?
$1.12B in total deposits.
Where is International Bank of Commerce located?
Oklahoma City, OK.
What is the Net Interest Margin?
4.08%.
How many domestic offices does it operate?
41.
When was it established?
01/01/2017.
What is the Return on Assets (ROA)?
1.68%.
How much are total loans and leases?
$673.18M (latest filing).
What is the total interest income (latest filing)?
$18.26M.