Institution Class	Commercial bank, state charter, Fed member, supervised by FRB
Primary Regulator	FED
Established Date	01/14/1936
Community Bank	No
Ownership Type	Not Mutual
ZIP	74017
State and County Number	40131
Subchapter S Corporations	Yes
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	10
Numeric code	13
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Dallas
Core Based Statistical Area Name	Tulsa, OK

Operational Info

Number of Employees	753
Domestic Offices	62
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	07/20/2023
Date of Deposit Insurance	07/09/1936
Primary Insurance Agency	DIF
Website	www.rcbbank.bank
Data Updated	11/14/2025
CERT	15399
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$3.89B
Total Deposits	$3.41B
Total Liabilities	$3.44B
Total Equity Capital	$449.79M
Net Income	$13.74M
Net Loans and Leases	$2.27B
Assets Per Employee ($Millions)	$5.18M
Bank Premises and Fixed Assets	$110.51M
Cash and Balances due from Depository Institutions	$166.21M
Deposits Held in Domestic Offices	$3.41B

Return on Assets (ROA)	1.4%
Return on Equity (ROE)	12.37%
Net Interest Margin	3.69%
Efficiency Ratio	65.05%
Tier 1 Risk-Based Capital Ratio	15.142%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.02%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	11.571%
Earning Assets to total Assets	92.58%

Total Interest Income	$44.42M
Total Noninterest Income	$7.25M
Total Interest Expense	$10.97M
Total Noninterest Expense	$26.81M
Net Interest Income	$33.45M
Pre-tax Net Operating Income	$13.74M
Provision for Credit Losses	$150.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$420.00k
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$4.79M
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$27.35M
Total Liabilities and Capital	$3.89B

Securities	$1.22B
Available-for-sale debt securities	$1.22B
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of RCB Bank?

$3.89B as of the latest filing.

How much are RCB Bank's total deposits?

$3.41B in total deposits.

Where is RCB Bank located?

Claremore, OK.

What is the Net Interest Margin?

3.69%.

How many domestic offices does it operate?

62.

When was it established?

01/14/1936.

What is the Return on Assets (ROA)?

1.4%.

How much are total loans and leases?

$2.27B (latest filing).

What is the total interest income (latest filing)?

$44.42M.