First State Bank of San Diego
San Diego, TX
IDRSSD: 578862
Total Assets
$69.10M
Latest filing
Total Deposits
$62.36M
Latest filing
Net Interest Margin
3.92%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank of San Diego
209 E Gravis St
San Diego, TX 78384
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/09/1954FDIC Certificate 11360
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First State Bank of San Diego (Main) | 209 E Gravis St | San Diego, TX | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/09/1954 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78384 |
| State and County Number | 48131 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Alice, TX |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1954 |
| Primary Insurance Agency | DIF |
| Website | www.fsbsandiego.com |
| Data Updated | 11/14/2025 |
| CERT | 17350 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $69.10M |
| Total Deposits | $62.36M |
| Total Liabilities | $62.65M |
| Total Equity Capital | $6.45M |
| Net Income | $137.00k |
| Net Loans and Leases | $19.30M |
| Assets Per Employee ($Millions) | $3.84M |
| Bank Premises and Fixed Assets | $83.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $62.36M |
Key Performance Ratios
| Return on Assets (ROA) | 0.75% |
| Return on Equity (ROE) | 8.59% |
| Net Interest Margin | 3.92% |
| Efficiency Ratio | 81.93% |
| Tier 1 Risk-Based Capital Ratio | 23.254% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.33% |
| Earning Assets to total Assets | 96.68% |
Income and Expense
| Total Interest Income | $920.00k |
| Total Noninterest Income | $65.00k |
| Total Interest Expense | $227.00k |
| Total Noninterest Expense | $621.00k |
| Net Interest Income | $693.00k |
| Pre-tax Net Operating Income | $137.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $292.00k |
| Total Liabilities and Capital | $69.10M |
Securities
| Securities | $33.47M |
| Available-for-sale debt securities | $33.47M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank of San Diego?
$69.10M as of the latest filing.
How much are First State Bank of San Diego's total deposits?
$62.36M in total deposits.
Where is First State Bank of San Diego located?
San Diego, TX.
What is the Net Interest Margin?
3.92%.
How many domestic offices does it operate?
1.
When was it established?
08/09/1954.
What is the Return on Assets (ROA)?
0.75%.
How much are total loans and leases?
$19.30M (latest filing).
What is the total interest income (latest filing)?
$920.00k.