First State Bank of San Diego
San Diego, TX
IDRSSD: 578862
Total Assets
$73.72M
Latest filing
Total Deposits
$66.92M
Latest filing
Net Interest Margin
4.06%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
114902683SAN DIEGO, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank of San Diego
209 E Gravis St
San Diego, TX 78384
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/09/1954FDIC Certificate 11360
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First State Bank of San Diego (Main) | 209 E Gravis St | San Diego, TX | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/09/1954 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78384 |
| State and County Number | 48131 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Alice, TX |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1954 |
| Primary Insurance Agency | DIF |
| Website | www.fsbsandiego.com |
| Data Updated | 01/30/2026 |
| CERT | 17350 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $73.72M |
| Total Deposits | $66.92M |
| Total Liabilities | $67.19M |
| Total Equity Capital | $6.53M |
| Net Income | $143.00k |
| Net Loans and Leases | $17.10M |
| Assets Per Employee ($Millions) | $4.1M |
| Bank Premises and Fixed Assets | $76.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $66.92M |
Key Performance Ratios
| Return on Assets (ROA) | 0.8% |
| Return on Equity (ROE) | 8.82% |
| Net Interest Margin | 4.06% |
| Efficiency Ratio | 80.67% |
| Tier 1 Risk-Based Capital Ratio | 25.457% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.855% |
| Earning Assets to total Assets | 97.54% |
Income and Expense
| Total Interest Income | $902.00k |
| Total Noninterest Income | $67.00k |
| Total Interest Expense | $198.00k |
| Total Noninterest Expense | $622.00k |
| Net Interest Income | $704.00k |
| Pre-tax Net Operating Income | $149.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $267.00k |
| Total Liabilities and Capital | $73.72M |
Securities
| Securities | $31.24M |
| Available-for-sale debt securities | $31.24M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank of San Diego?
$73.72M as of the latest filing.
How much are First State Bank of San Diego's total deposits?
$66.92M in total deposits.
Where is First State Bank of San Diego located?
San Diego, TX.
What is the Net Interest Margin?
4.06%.
How many domestic offices does it operate?
1.
When was it established?
08/09/1954.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$17.10M (latest filing).
What is the total interest income (latest filing)?
$902.00k.