Citizens State Bank
Anton, TX
IDRSSD: 489155
Total Assets
$80.43M
Latest filing
Total Deposits
$66.58M
Latest filing
Net Interest Margin
4.90%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Citizens State Bank
224 N Main St
Anton, TX 79313
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/07/1947FDIC Certificate 10726
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Citizens State Bank (Main) | 224 N Main St | Anton, TX |
| LUBBOCK BRANCH | 2401 W Loop 289 | Lubbock, TX |
| LEVELLAND LPO BRANCH | 707 College Ave | Levelland, TX |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/07/1947 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79313 |
| State and County Number | 48219 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Levelland, TX |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/12/2017 |
| Date of Deposit Insurance | 06/07/1947 |
| Primary Insurance Agency | DIF |
| Website | csbanton.com |
| Data Updated | 01/30/2026 |
| CERT | 16581 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $80.43M |
| Total Deposits | $66.58M |
| Total Liabilities | $67.14M |
| Total Equity Capital | $13.29M |
| Net Income | $146.00k |
| Net Loans and Leases | $60.44M |
| Assets Per Employee ($Millions) | $4.47M |
| Bank Premises and Fixed Assets | $1.60M |
| Cash and Balances due from Depository Institutions | $889.00k |
| Deposits Held in Domestic Offices | $66.58M |
Key Performance Ratios
| Return on Assets (ROA) | 0.74% |
| Return on Equity (ROE) | 4.42% |
| Net Interest Margin | 4.9% |
| Efficiency Ratio | 80.78% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.524% |
| Earning Assets to total Assets | 96.31% |
Income and Expense
| Total Interest Income | $1.28M |
| Total Noninterest Income | $81.00k |
| Total Interest Expense | $370.00k |
| Total Noninterest Expense | $803.00k |
| Net Interest Income | $913.00k |
| Pre-tax Net Operating Income | $191.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $13.20M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $561.00k |
| Total Liabilities and Capital | $80.43M |
Securities
| Securities | $3.82M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $3.82M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens State Bank?
$80.43M as of the latest filing.
How much are Citizens State Bank's total deposits?
$66.58M in total deposits.
Where is Citizens State Bank located?
Anton, TX.
What is the Net Interest Margin?
4.90%.
How many domestic offices does it operate?
3.
When was it established?
06/07/1947.
What is the Return on Assets (ROA)?
0.74%.
How much are total loans and leases?
$60.44M (latest filing).
What is the total interest income (latest filing)?
$1.28M.