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Citizens State Bank

Anton, TX
IDRSSD: 489155
Total Assets
$76.65M
Latest filing
Total Deposits
$62.79M
Latest filing
Net Interest Margin
5.18%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/07/1947
Community BankYes
Ownership TypeNot Mutual
ZIP79313
State and County Number48219
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameLevelland, TX

Operational Info

Number of Employees19
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date07/12/2017
Date of Deposit Insurance06/07/1947
Primary Insurance AgencyDIF
Websitecsbanton.com
Data Updated11/14/2025
CERT16581
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$76.65M
Total Deposits$62.79M
Total Liabilities$63.51M
Total Equity Capital$13.14M
Net Income$145.00k
Net Loans and Leases$59.72M
Assets Per Employee ($Millions)$4.26M
Bank Premises and Fixed Assets$1.59M
Cash and Balances due from Depository Institutions$2.88M
Deposits Held in Domestic Offices$62.79M

Key Performance Ratios

Return on Assets (ROA)0.74%
Return on Equity (ROE)4.44%
Net Interest Margin5.18%
Efficiency Ratio83.51%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets17.149%
Earning Assets to total Assets93.55%

Income and Expense

Total Interest Income$1.33M
Total Noninterest Income$52.00k
Total Interest Expense$366.00k
Total Noninterest Expense$846.00k
Net Interest Income$961.00k
Pre-tax Net Operating Income$167.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$8.10M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$718.00k
Total Liabilities and Capital$76.65M

Securities

Securities$3.89M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$3.89M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Citizens State Bank?
$76.65M as of the latest filing.
How much are Citizens State Bank's total deposits?
$62.79M in total deposits.
Where is Citizens State Bank located?
Anton, TX.
What is the Net Interest Margin?
5.18%.
How many domestic offices does it operate?
3.
When was it established?
06/07/1947.
What is the Return on Assets (ROA)?
0.74%.
How much are total loans and leases?
$59.72M (latest filing).
What is the total interest income (latest filing)?
$1.33M.