First State Bank
Tahlequah, OK
IDRSSD: 522454
Total Assets
$80.76M
Latest filing
Total Deposits
$71.22M
Latest filing
Net Interest Margin
3.49%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank
1111 S Muskogee Ave
Tahlequah, OK 74464
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/13/1977FDIC Certificate 15646
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank (Main) | 1111 S Muskogee Ave | Tahlequah, OK |
| DETACHED DRIVE-IN BRANCH | 1307 S Muskogee Ave | Tahlequah, OK |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Community State Bank
Hennessey, Oklahoma
→
Assets: $81.26MΔ +0.2%
AllNations Bank
Calumet, Oklahoma
→
Assets: $79.60MΔ -1.8%
Southwest Bank of Weatherford
Weatherford, Oklahoma
→
Assets: $79.37MΔ -2.1%
First State Bank
Watonga, Oklahoma
→
Assets: $82.90MΔ +2.2%
Farmers and Merchants Bank
Arnett, Oklahoma
→
Assets: $78.11MΔ -3.7%
The First National Bank of Hooker
Hooker, Oklahoma
→
Assets: $91.49MΔ +12.8%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/13/1977 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74464 |
| State and County Number | 40021 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Tahlequah, OK |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/13/1977 |
| Primary Insurance Agency | DIF |
| Website | http://www.fsbtahlequah.com |
| Data Updated | 01/30/2026 |
| CERT | 22448 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $80.76M |
| Total Deposits | $71.22M |
| Total Liabilities | $73.34M |
| Total Equity Capital | $7.42M |
| Net Income | $11.00k |
| Net Loans and Leases | $49.66M |
| Assets Per Employee ($Millions) | $3.85M |
| Bank Premises and Fixed Assets | $496.00k |
| Cash and Balances due from Depository Institutions | $1.54M |
| Deposits Held in Domestic Offices | $71.22M |
Key Performance Ratios
| Return on Assets (ROA) | 0.05% |
| Return on Equity (ROE) | 0.58% |
| Net Interest Margin | 3.49% |
| Efficiency Ratio | 92.42% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.19% |
| Earning Assets to total Assets | 94.66% |
Income and Expense
| Total Interest Income | $1.13M |
| Total Noninterest Income | $70.00k |
| Total Interest Expense | $463.00k |
| Total Noninterest Expense | $683.00k |
| Net Interest Income | $669.00k |
| Pre-tax Net Operating Income | $11.00k |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $526.00k |
| Other borrowed funds | $2.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.86M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $118.00k |
| Total Liabilities and Capital | $80.76M |
Securities
| Securities | $23.80M |
| Available-for-sale debt securities | $23.80M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank?
$80.76M as of the latest filing.
How much are First State Bank's total deposits?
$71.22M in total deposits.
Where is First State Bank located?
Tahlequah, OK.
What is the Net Interest Margin?
3.49%.
How many domestic offices does it operate?
2.
When was it established?
04/13/1977.
What is the Return on Assets (ROA)?
0.05%.
How much are total loans and leases?
$49.66M (latest filing).
What is the total interest income (latest filing)?
$1.13M.