First State Bank
Tahlequah, OK
IDRSSD: 522454
Total Assets
$81.08M
Latest filing
Total Deposits
$73.18M
Latest filing
Net Interest Margin
3.54%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank
1111 S Muskogee Ave
Tahlequah, OK 74464
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/13/1977FDIC Certificate 15646
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank (Main) | 1111 S Muskogee Ave | Tahlequah, OK |
| DETACHED DRIVE-IN BRANCH | 1307 S Muskogee Ave | Tahlequah, OK |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/13/1977 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74464 |
| State and County Number | 40021 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Tahlequah, OK |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/13/1977 |
| Primary Insurance Agency | DIF |
| Website | http://www.fsbtahlequah.com |
| Data Updated | 11/14/2025 |
| CERT | 22448 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $81.08M |
| Total Deposits | $73.18M |
| Total Liabilities | $73.38M |
| Total Equity Capital | $7.70M |
| Net Income | $302.00k |
| Net Loans and Leases | $47.84M |
| Assets Per Employee ($Millions) | $4.05M |
| Bank Premises and Fixed Assets | $515.00k |
| Cash and Balances due from Depository Institutions | $1.47M |
| Deposits Held in Domestic Offices | $73.18M |
Key Performance Ratios
| Return on Assets (ROA) | 1.47% |
| Return on Equity (ROE) | 16.62% |
| Net Interest Margin | 3.54% |
| Efficiency Ratio | 67.47% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.502% |
| Earning Assets to total Assets | 94.78% |
Income and Expense
| Total Interest Income | $1.19M |
| Total Noninterest Income | $299.00k |
| Total Interest Expense | $500.00k |
| Total Noninterest Expense | $668.00k |
| Net Interest Income | $691.00k |
| Pre-tax Net Operating Income | $302.00k |
| Provision for Credit Losses | $20.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $547.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.57M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $200.00k |
| Total Liabilities and Capital | $81.08M |
Securities
| Securities | $23.32M |
| Available-for-sale debt securities | $23.32M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank?
$81.08M as of the latest filing.
How much are First State Bank's total deposits?
$73.18M in total deposits.
Where is First State Bank located?
Tahlequah, OK.
What is the Net Interest Margin?
3.54%.
How many domestic offices does it operate?
2.
When was it established?
04/13/1977.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$47.84M (latest filing).
What is the total interest income (latest filing)?
$1.19M.