American Exchange Bank
Henryetta, OK
IDRSSD: 811550
Total Assets
$95.05M
Latest filing
Total Deposits
$80.90M
Latest filing
Net Interest Margin
5.83%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
American Exchange Bank
510 W Main St
Henryetta, OK 74437
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1933FDIC Certificate 330
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| American Exchange Bank (Main) | 510 W Main St | Henryetta, OK |
| DRIVE-IN BRANCH | 505 West Trudgeon Street | Henryetta, OK |
| OKEMAH BRANCH | 117 S Woody Guthrie St | Okemah, OK |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1933 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74437 |
| State and County Number | 40111 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Tulsa, OK |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | americanexchange.bank |
| Data Updated | 11/14/2025 |
| CERT | 428 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $95.05M |
| Total Deposits | $80.90M |
| Total Liabilities | $81.70M |
| Total Equity Capital | $13.34M |
| Net Income | $535.00k |
| Net Loans and Leases | $74.29M |
| Assets Per Employee ($Millions) | $3.52M |
| Bank Premises and Fixed Assets | $2.52M |
| Cash and Balances due from Depository Institutions | $7.93M |
| Deposits Held in Domestic Offices | $80.90M |
Key Performance Ratios
| Return on Assets (ROA) | 2.22% |
| Return on Equity (ROE) | 16.42% |
| Net Interest Margin | 5.83% |
| Efficiency Ratio | 57.08% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.26% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.037% |
| Earning Assets to total Assets | 90.48% |
Income and Expense
| Total Interest Income | $1.63M |
| Total Noninterest Income | $119.00k |
| Total Interest Expense | $359.00k |
| Total Noninterest Expense | $794.00k |
| Net Interest Income | $1.27M |
| Pre-tax Net Operating Income | $535.00k |
| Provision for Credit Losses | $62.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $44.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $805.00k |
| Total Liabilities and Capital | $95.05M |
Securities
| Securities | $6.25M |
| Available-for-sale debt securities | $6.25M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American Exchange Bank?
$95.05M as of the latest filing.
How much are American Exchange Bank's total deposits?
$80.90M in total deposits.
Where is American Exchange Bank located?
Henryetta, OK.
What is the Net Interest Margin?
5.83%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1933.
What is the Return on Assets (ROA)?
2.22%.
How much are total loans and leases?
$74.29M (latest filing).
What is the total interest income (latest filing)?
$1.63M.