Community State Bank

Hennessey, OK
IDRSSD: 1176920
Total Assets
$81.26M
Latest filing
Total Deposits
$74.48M
Latest filing
Net Interest Margin
3.53%
Profitability

Locations

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Main Office
Community State Bank
525 N Main St
Hennessey, OK 73742
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/24/1988FDIC Certificate 39104

Branches (2)

Page 1 of 1
NameAddressCity / State
Community State Bank (Main)525 N Main StHennessey, OK
DOVER COMMUNITY BRANCH220 South ChisolmDover, OK
CASHION BRANCH103 South MainCashion, OK
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/24/1988
Community BankYes
Ownership TypeNot Mutual
ZIP73742
State and County Number40073
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees18
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/24/1988
Primary Insurance AgencyDIF
Websitewww.mycsb.com
Data Updated11/14/2025
CERT27201
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$81.26M
Total Deposits$74.48M
Total Liabilities$74.60M
Total Equity Capital$6.66M
Net Income$148.00k
Net Loans and Leases$28.95M
Assets Per Employee ($Millions)$4.51M
Bank Premises and Fixed Assets$717.00k
Cash and Balances due from Depository Institutions$2.75M
Deposits Held in Domestic Offices$74.48M

Key Performance Ratios

Return on Assets (ROA)0.71%
Return on Equity (ROE)8.89%
Net Interest Margin3.53%
Efficiency Ratio83.22%
Tier 1 Risk-Based Capital Ratio19.56%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.198%
Earning Assets to total Assets94.49%

Income and Expense

Total Interest Income$851.00k
Total Noninterest Income$188.00k
Total Interest Expense$157.00k
Total Noninterest Expense$734.00k
Net Interest Income$694.00k
Pre-tax Net Operating Income$148.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$476.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$120.00k
Total Liabilities and Capital$81.26M

Securities

Securities$45.93M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$45.93M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community State Bank?
$81.26M as of the latest filing.
How much are Community State Bank's total deposits?
$74.48M in total deposits.
Where is Community State Bank located?
Hennessey, OK.
What is the Net Interest Margin?
3.53%.
How many domestic offices does it operate?
3.
When was it established?
03/24/1988.
What is the Return on Assets (ROA)?
0.71%.
How much are total loans and leases?
$28.95M (latest filing).
What is the total interest income (latest filing)?
$851.00k.