First Security Bank of Roundup

Roundup, MT
IDRSSD: 625056
Total Assets
$85.95M
Latest filing
Total Deposits
$73.90M
Latest filing
Net Interest Margin
4.57%
Profitability

Locations

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Main Office
First Security Bank of Roundup
401 Main St
Roundup, MT 59072
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/03/1971FDIC Certificate 14123

Branches (0)

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NameAddressCity / State
No branch data available.
First Security Bank of Roundup (Main)401 Main StRoundup, MT

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/03/1971
Community BankYes
Ownership TypeNot Mutual
ZIP59072
State and County Number30065
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameN/A

Operational Info

Number of Employees11
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance09/03/1971
Primary Insurance AgencyDIF
Websitewww.1stsecurityroundup.com
Data Updated11/14/2025
CERT20479
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$85.95M
Total Deposits$73.90M
Total Liabilities$74.40M
Total Equity Capital$11.55M
Net Income$498.00k
Net Loans and Leases$29.77M
Assets Per Employee ($Millions)$7.81M
Bank Premises and Fixed Assets$319.00k
Cash and Balances due from Depository Institutions$11.35M
Deposits Held in Domestic Offices$73.90M

Key Performance Ratios

Return on Assets (ROA)2.29%
Return on Equity (ROE)17.64%
Net Interest Margin4.57%
Efficiency Ratio51.6%
Tier 1 Risk-Based Capital Ratio26.838%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.44%
Earning Assets to total Assets94.74%

Income and Expense

Total Interest Income$1.01M
Total Noninterest Income$89.00k
Total Interest Expense$72.00k
Total Noninterest Expense$531.00k
Net Interest Income$940.00k
Pre-tax Net Operating Income$498.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$3.70M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$497.00k
Total Liabilities and Capital$85.95M

Securities

Securities$37.91M
Available-for-sale debt securities$37.91M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Security Bank of Roundup?
$85.95M as of the latest filing.
How much are First Security Bank of Roundup's total deposits?
$73.90M in total deposits.
Where is First Security Bank of Roundup located?
Roundup, MT.
What is the Net Interest Margin?
4.57%.
How many domestic offices does it operate?
1.
When was it established?
09/03/1971.
What is the Return on Assets (ROA)?
2.29%.
How much are total loans and leases?
$29.77M (latest filing).
What is the total interest income (latest filing)?
$1.01M.