The First National Bank of Tom Bean
Tom Bean, TX
IDRSSD: 193162
Total Assets
$150.38M
Latest filing
Total Deposits
$131.97M
Latest filing
Net Interest Margin
5.65%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Tom Bean
109 S Britton St
Tom Bean, TX 75489
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/22/1906FDIC Certificate 3778
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Tom Bean (Main) | 109 S Britton St | Tom Bean, TX |
| CLARKSVILLE BRANCH | 2203 W Main St | Clarksville, TX |
| LEWISVILLE BRANCH | 120 E 1st St | Lewisville, AR |
| HOPE BRANCH | 301 N Hervey St | Hope, AR |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 09/22/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75489 |
| State and County Number | 48181 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Sherman-Denison, TX |
Operational Info
| Number of Employees | 39 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbtb.com |
| Data Updated | 11/14/2025 |
| CERT | 5557 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $150.38M |
| Total Deposits | $131.97M |
| Total Liabilities | $133.32M |
| Total Equity Capital | $17.06M |
| Net Income | $448.00k |
| Net Loans and Leases | $115.81M |
| Assets Per Employee ($Millions) | $3.76M |
| Bank Premises and Fixed Assets | $3.46M |
| Cash and Balances due from Depository Institutions | $19.99M |
| Deposits Held in Domestic Offices | $131.97M |
Key Performance Ratios
| Return on Assets (ROA) | 1.22% |
| Return on Equity (ROE) | 10.62% |
| Net Interest Margin | 5.65% |
| Efficiency Ratio | 64.83% |
| Tier 1 Risk-Based Capital Ratio | 16.554% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.29% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.345% |
| Earning Assets to total Assets | 91.98% |
Income and Expense
| Total Interest Income | $2.71M |
| Total Noninterest Income | $197.00k |
| Total Interest Expense | $794.00k |
| Total Noninterest Expense | $1.38M |
| Net Interest Income | $1.92M |
| Pre-tax Net Operating Income | $634.00k |
| Provision for Credit Losses | $108.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $88.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.54M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.34M |
| Total Liabilities and Capital | $150.38M |
Securities
| Securities | $5.04M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $5.04M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Tom Bean?
$150.38M as of the latest filing.
How much are The First National Bank of Tom Bean's total deposits?
$131.97M in total deposits.
Where is The First National Bank of Tom Bean located?
Tom Bean, TX.
What is the Net Interest Margin?
5.65%.
How many domestic offices does it operate?
4.
When was it established?
09/22/1906.
What is the Return on Assets (ROA)?
1.22%.
How much are total loans and leases?
$115.81M (latest filing).
What is the total interest income (latest filing)?
$2.71M.