First National Bank of Lake Jackson
Lake Jackson, TX
IDRSSD: 560353
Total Assets
$211.99M
Latest filing
Total Deposits
$203.72M
Latest filing
Net Interest Margin
1.94%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
113101317LAKE JACKSON, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank of Lake Jackson
122 West Way
Lake Jackson, TX 77566
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/26/1963FDIC Certificate 12745
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank of Lake Jackson (Main) | 122 West Way | Lake Jackson, TX |
| BRAZORIA BRANCH | 100 E Highway 332 | Brazoria, TX |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 09/26/1963 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77566 |
| State and County Number | 48039 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/26/1963 |
| Primary Insurance Agency | DIF |
| Website | www.fnblj.com |
| Data Updated | 01/30/2026 |
| CERT | 18895 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $211.99M |
| Total Deposits | $203.72M |
| Total Liabilities | $205.19M |
| Total Equity Capital | $6.80M |
| Net Income | $109.00k |
| Net Loans and Leases | $49.98M |
| Assets Per Employee ($Millions) | $8.15M |
| Bank Premises and Fixed Assets | $906.00k |
| Cash and Balances due from Depository Institutions | $29.41M |
| Deposits Held in Domestic Offices | $203.72M |
Key Performance Ratios
| Return on Assets (ROA) | 0.22% |
| Return on Equity (ROE) | 6.85% |
| Net Interest Margin | 1.94% |
| Efficiency Ratio | 84.56% |
| Tier 1 Risk-Based Capital Ratio | 33.118% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 3.209% |
| Earning Assets to total Assets | 93.27% |
Income and Expense
| Total Interest Income | $1.73M |
| Total Noninterest Income | $42.00k |
| Total Interest Expense | $822.00k |
| Total Noninterest Expense | $805.00k |
| Net Interest Income | $910.00k |
| Pre-tax Net Operating Income | $109.00k |
| Provision for Credit Losses | $38.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $106.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.47M |
| Total Liabilities and Capital | $211.99M |
Securities
| Securities | $129.76M |
| Available-for-sale debt securities | $129.76M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank of Lake Jackson?
$211.99M as of the latest filing.
How much are First National Bank of Lake Jackson's total deposits?
$203.72M in total deposits.
Where is First National Bank of Lake Jackson located?
Lake Jackson, TX.
What is the Net Interest Margin?
1.94%.
How many domestic offices does it operate?
2.
When was it established?
09/26/1963.
What is the Return on Assets (ROA)?
0.22%.
How much are total loans and leases?
$49.98M (latest filing).
What is the total interest income (latest filing)?
$1.73M.