The First National Bank of Hartford
Hartford, AL
IDRSSD: 112332
Total Assets
$165.33M
Latest filing
Total Deposits
$145.83M
Latest filing
Net Interest Margin
4.83%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Hartford
101 S 3rd Ave
Hartford, AL 36344
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1905FDIC Certificate 1830
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Hartford (Main) | 101 S 3rd Ave | Hartford, AL |
| SLOCOMB BRANCH | 705 E Lawrence Harris Hwy | Slocomb, AL |
| FIRST NATIONAL BANK OF HARTFORD BRANCH | 524 Boll Weevil Circle | Enterprise, AL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 36344 |
| State and County Number | 01061 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Dothan, AL |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbhartford.com |
| Data Updated | 11/14/2025 |
| CERT | 2804 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $165.33M |
| Total Deposits | $145.83M |
| Total Liabilities | $147.15M |
| Total Equity Capital | $18.18M |
| Net Income | $493.00k |
| Net Loans and Leases | $91.44M |
| Assets Per Employee ($Millions) | $2.95M |
| Bank Premises and Fixed Assets | $3.47M |
| Cash and Balances due from Depository Institutions | $4.83M |
| Deposits Held in Domestic Offices | $145.83M |
Key Performance Ratios
| Return on Assets (ROA) | 1.21% |
| Return on Equity (ROE) | 11.21% |
| Net Interest Margin | 4.83% |
| Efficiency Ratio | 76.24% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.996% |
| Earning Assets to total Assets | 85.87% |
Income and Expense
| Total Interest Income | $2.23M |
| Total Noninterest Income | $834.00k |
| Total Interest Expense | $543.00k |
| Total Noninterest Expense | $1.94M |
| Net Interest Income | $1.69M |
| Pre-tax Net Operating Income | $519.00k |
| Provision for Credit Losses | $70.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.06M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.32M |
| Total Liabilities and Capital | $165.33M |
Securities
| Securities | $50.05M |
| Available-for-sale debt securities | $49.56M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $490.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Hartford?
$165.33M as of the latest filing.
How much are The First National Bank of Hartford's total deposits?
$145.83M in total deposits.
Where is The First National Bank of Hartford located?
Hartford, AL.
What is the Net Interest Margin?
4.83%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$91.44M (latest filing).
What is the total interest income (latest filing)?
$2.23M.