The First National Bank of East Texas
Gilmer, TX
IDRSSD: 445955
Total Assets
$614.87M
Latest filing
Total Deposits
$556.47M
Latest filing
Net Interest Margin
4.29%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of East Texas
206 Us Highway 271 N
Gilmer, TX 75644
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/13/1900FDIC Certificate 2074
Branches (11)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The First National Bank of East Texas (Main) | 206 Us Highway 271 N | Gilmer, TX |
| SECURITY STATE BANK BRANCH | 220 E Main St | Ore City, TX |
| WOOD COUNTY NATIONAL BANK BRANCH | 417 S Main St | Quitman, TX |
| BIG SANDY BRANCH | 910 W Broadway St | Big Sandy, TX |
| DIANA BRANCH | West U.S. Highway 259 | Diana, TX |
| MINEOLA BRANCH | 100 Nw Loop 564 | Mineola, TX |
| LAKE COUNTRY BRANCH | 1947 Fm 2946 | Emory, TX |
| FNB PITTSBURG BRANCH | 1896 Us Highway 271 N | Pittsburg, TX |
Showing 7 of 11
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 04/13/1900 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75644 |
| State and County Number | 48459 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Longview, TX |
Operational Info
| Number of Employees | 136 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbetx.com |
| Data Updated | 01/30/2026 |
| CERT | 3218 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $614.87M |
| Total Deposits | $556.47M |
| Total Liabilities | $561.71M |
| Total Equity Capital | $53.16M |
| Net Income | $1.98M |
| Net Loans and Leases | $413.70M |
| Assets Per Employee ($Millions) | $4.42M |
| Bank Premises and Fixed Assets | $15.56M |
| Cash and Balances due from Depository Institutions | $64.33M |
| Deposits Held in Domestic Offices | $556.47M |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 15.02% |
| Net Interest Margin | 4.29% |
| Efficiency Ratio | 60.71% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.41% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.646% |
| Earning Assets to total Assets | 91.71% |
Income and Expense
| Total Interest Income | $8.89M |
| Total Noninterest Income | $667.00k |
| Total Interest Expense | $2.95M |
| Total Noninterest Expense | $4.01M |
| Net Interest Income | $5.94M |
| Pre-tax Net Operating Income | $1.98M |
| Provision for Credit Losses | $614.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $339.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.24M |
| Total Liabilities and Capital | $614.87M |
Securities
| Securities | $98.34M |
| Available-for-sale debt securities | $97.10M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.24M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of East Texas?
$614.87M as of the latest filing.
How much are The First National Bank of East Texas's total deposits?
$556.47M in total deposits.
Where is The First National Bank of East Texas located?
Gilmer, TX.
What is the Net Interest Margin?
4.29%.
How many domestic offices does it operate?
12.
When was it established?
04/13/1900.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$413.70M (latest filing).
What is the total interest income (latest filing)?
$8.89M.