First National Bank of Dublin
Dublin, TX
IDRSSD: 648550
Total Assets
$137.19M
Latest filing
Total Deposits
$120.65M
Latest filing
Net Interest Margin
6.22%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank of Dublin
825 N Patrick St
Dublin, TX 76446
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/07/1985FDIC Certificate 32565
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank of Dublin (Main) | 825 N Patrick St | Dublin, TX |
| GUSTINE BRANCH | 200 E Main St | Gustine, TX |
| DE LEON BRANCH | 801 North Fannin | De Leon, TX |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/07/1985 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76446 |
| State and County Number | 48143 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Stephenville, TX |
Operational Info
| Number of Employees | 35 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/07/1985 |
| Primary Insurance Agency | DIF |
| Website | www.bankingfnb.com |
| Data Updated | 11/14/2025 |
| CERT | 26228 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $137.19M |
| Total Deposits | $120.65M |
| Total Liabilities | $121.11M |
| Total Equity Capital | $16.07M |
| Net Income | $790.00k |
| Net Loans and Leases | $90.23M |
| Assets Per Employee ($Millions) | $3.92M |
| Bank Premises and Fixed Assets | $922.00k |
| Cash and Balances due from Depository Institutions | $38.27M |
| Deposits Held in Domestic Offices | $120.65M |
Key Performance Ratios
| Return on Assets (ROA) | 2.34% |
| Return on Equity (ROE) | 19.85% |
| Net Interest Margin | 6.22% |
| Efficiency Ratio | 61.98% |
| Tier 1 Risk-Based Capital Ratio | 16.878% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.715% |
| Earning Assets to total Assets | 94.72% |
Income and Expense
| Total Interest Income | $2.24M |
| Total Noninterest Income | $215.00k |
| Total Interest Expense | $263.00k |
| Total Noninterest Expense | $1.36M |
| Net Interest Income | $1.98M |
| Pre-tax Net Operating Income | $790.00k |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $461.00k |
| Total Liabilities and Capital | $137.19M |
Securities
| Securities | $3.68M |
| Available-for-sale debt securities | $3.68M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank of Dublin?
$137.19M as of the latest filing.
How much are First National Bank of Dublin's total deposits?
$120.65M in total deposits.
Where is First National Bank of Dublin located?
Dublin, TX.
What is the Net Interest Margin?
6.22%.
How many domestic offices does it operate?
3.
When was it established?
05/07/1985.
What is the Return on Assets (ROA)?
2.34%.
How much are total loans and leases?
$90.23M (latest filing).
What is the total interest income (latest filing)?
$2.24M.