First National Bank
Hamilton, AL
IDRSSD: 330239
Total Assets
$362.04M
Latest filing
Total Deposits
$297.88M
Latest filing
Net Interest Margin
4.99%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank
341 Military St S
Hamilton, AL 35570
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/06/1976FDIC Certificate 15483
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank (Main) | 341 Military St S | Hamilton, AL |
| SULLIGENT BRANCH | 55220 Highway 17 | Sulligent, AL |
| DOUBLE SPRINGS BRANCH | 15305 Ushwy 278 West | Double Springs, AL |
| HALEYVILLE BRANCH | 1100 20th St | Haleyville, AL |
| CARBON HILL BRANCH | 31900 1st Ave Nw | Carbon Hill, AL |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/06/1976 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35570 |
| State and County Number | 01093 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 87 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/06/1976 |
| Primary Insurance Agency | DIF |
| Website | www.fnbhamilton.com |
| Data Updated | 11/14/2025 |
| CERT | 22271 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $362.04M |
| Total Deposits | $297.88M |
| Total Liabilities | $298.69M |
| Total Equity Capital | $63.34M |
| Net Income | $2.23M |
| Net Loans and Leases | $144.34M |
| Assets Per Employee ($Millions) | $4.21M |
| Bank Premises and Fixed Assets | $3.90M |
| Cash and Balances due from Depository Institutions | $9.09M |
| Deposits Held in Domestic Offices | $297.88M |
Key Performance Ratios
| Return on Assets (ROA) | 2.48% |
| Return on Equity (ROE) | 14.61% |
| Net Interest Margin | 4.99% |
| Efficiency Ratio | 47.59% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.29% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.497% |
| Earning Assets to total Assets | 92.87% |
Income and Expense
| Total Interest Income | $4.72M |
| Total Noninterest Income | $872.00k |
| Total Interest Expense | $557.00k |
| Total Noninterest Expense | $2.40M |
| Net Interest Income | $4.17M |
| Pre-tax Net Operating Income | $2.38M |
| Provision for Credit Losses | $260.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $257.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $22.09M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $817.00k |
| Total Liabilities and Capital | $362.04M |
Securities
| Securities | $165.53M |
| Available-for-sale debt securities | $165.53M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank?
$362.04M as of the latest filing.
How much are First National Bank's total deposits?
$297.88M in total deposits.
Where is First National Bank located?
Hamilton, AL.
What is the Net Interest Margin?
4.99%.
How many domestic offices does it operate?
5.
When was it established?
05/06/1976.
What is the Return on Assets (ROA)?
2.48%.
How much are total loans and leases?
$144.34M (latest filing).
What is the total interest income (latest filing)?
$4.72M.