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The Exchange Bank, Attalla, Alabama

Attalla, AL
IDRSSD: 672537
Total Assets
$387.70M
Latest filing
Total Deposits
$335.00M
Latest filing
Net Interest Margin
3.83%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/20/1913
Community BankYes
Ownership TypeNot Mutual
ZIP35954
State and County Number01055
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve District—
Core Based Statistical Area NameGadsden, AL

Operational Info

Number of Employees70
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/01/1991
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyBIF
WebsiteN/A
Data Updated11/14/2025
CERT38
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$387.70M
Total Deposits$335.00M
Total Liabilities$338.24M
Total Equity Capital$49.46M
Net Income$1.25M
Net Loans and Leases$197.74M
Assets Per Employee ($Millions)$5.62M
Bank Premises and Fixed Assets$2.41M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$335.00M

Key Performance Ratios

Return on Assets (ROA)1.3%
Return on Equity (ROE)10.4%
Net Interest Margin3.83%
Efficiency Ratio60.07%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.758%
Earning Assets to total Assets96.04%

Income and Expense

Total Interest Income$4.73M
Total Noninterest Income$446.00k
Total Interest Expense$1.18M
Total Noninterest Expense$2.40M
Net Interest Income$3.55M
Pre-tax Net Operating Income$1.57M
Provision for Credit Losses$25.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$30.27M
Federal Funds Purchased and Repurchased Agreement$2.20M
All Other Liabilities$1.03M
Total Liabilities and Capital$387.70M

Securities

Securities$125.97M
Available-for-sale debt securities$125.97M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Exchange Bank, Attalla, Alabama?
$387.70M as of the latest filing.
How much are The Exchange Bank, Attalla, Alabama's total deposits?
$335.00M in total deposits.
Where is The Exchange Bank, Attalla, Alabama located?
Attalla, AL.
What is the Net Interest Margin?
3.83%.
How many domestic offices does it operate?
3.
When was it established?
03/20/1913.
What is the Return on Assets (ROA)?
1.3%.
How much are total loans and leases?
$197.74M (latest filing).
What is the total interest income (latest filing)?
$4.73M.